Constitutional Law & Lawyers

The Australian Constitution is the set of rules by which Australia is run. It took effect on 1 January 1901 and to this day is the blueprint for how Australia is governed. It includes details on the composition of the Australian Parliament, how Parliament works, what powers the Parliament has, how federal and state Parliaments share power and the roles of the Executive Government and the High Court.

If you believe you have a matter relating to constitutional law, then please complete your free legal enquiry form on the left, or click here.

Key features of the Constitution

Australia is a federal system in which the Constitution divides power between a national government (the Commonwealth) and state governments.

The Constitution describes the key features of the Australian federal system, including:

• the basic rules for the operation of the federation and the powers of the federal Parliament
• a federal government which governs the nation
• separate state governments, constitutions and laws which govern the individual states
• power and authority that is shared between federal and state parliaments, governments and courts
• a bicameral system with:
• single member representation for the House of Representatives. This system is designed to elect major parties and support efficient government.
• multi-member representation for the Senate. This system elects 12 senators for each state and is designed to protect the interests of the states.
• the High Court of Australia, which is the final court of appeal. The High Court interprets the Australian Constitution and resolves legal disputes between the Australian Parliament or government and the states.

Constitutional law is a branch of law that focuses on the allocation and exercise of government power. Constitutional lawyers are highly trained law professionals that focus on the laws, relationships, and rights that have been established by the Constitution of Australia.

What does a constitutional lawyer do?

Constitutional lawyers interpret and implement the amendments, rights, and rules that the Australian Constitution outlines. They concentrate on specific issues and practice in a wide variety of areas such as civil rights and real estate. They often apply constitutional law to cases that are presented in federal courts and High Court. They gain the necessary information and details to present viable cases. They discuss court cases with their clients and other lawyers, complete legal research, and make sure tasks are completed on time.

If you believe you have a matter relating to constitutional law, then please complete your free legal enquiry form on the left, or click here.

Further Resources - Constitutional Law & Lawyers

Constitutional Law & Lawyers News

NEWS, UPDATES & FURTHER INFORMATION - Constitutional Law & Lawyers:

The Australian Constitution of 1901 established a federal system of government. Under this system, powers are distributed between a national government (the Commonwealth) and the six States (three Territories - the Australian Capital Territory, the Northern Territory, and Norfolk Island have self-government arrangements). The Constitution defines the boundaries of law-making powers between the Commonwealth and the States/Territories.

If you believe you have a matter relating to constitutional law, then please complete your free legal enquiry form on the left, or click here.

The Constitution and the High Court

As a set of rules, a constitution requires interpretation and the adjudication of disputes which arise from those rules. People may wish and are entitled to test the meaning and application of a constitution. In Australia, it is the principal function of the High Court of Australia to interpret the constitution and to decide disputes about its meaning.

Sometimes the High Court is asked to decide whether it is the federal government or a state government which has the authority and responsibility to deal with a matter. At other times, because the Constitution provides specific limits to what the federal government is empowered to do, the High Court may be asked to decide whether a law made by the federal government is valid either in whole or in part.

If you believe you have a matter relating to constitutional law, then please complete your free legal enquiry form on the left, or click here.

How the Constitution can be changed

The Australian Constitution can be changed by referendum according to the rules set out in Section 128 of the Constitution.

A referendum is a national ballot on a question to change a part of the Australian Constitution. In a referendum the Parliament asks each Australian on the electoral roll to vote. Australians aged 18 years or older are eligible to vote on a specified change to the Constitution.

If a majority of people in a majority of states and a majority of people across the nation as a whole vote yes (called a double majority), then the part of the Constitution in question is changed. Otherwise the Constitution remains unchanged.

Since 1906, when the first referendum was held, Australia has had 19 referendums in which 44 separate questions to change the Australian Constitution have been put to the people. Only eight changes have been agreed to, covering such topics as Senate elections, Aboriginals and the retirement of Judges.

If you believe you have a matter relating to constitutional law, then please complete your free legal enquiry form on the left, or click here.

If you need legal advice regarding Constitutional Law, then please complete your free legal enquiry form on the left, and we will put you in touch with a Constitutional Law lawyer nearest to you, who can help you with Constitutional Law.

Our free legal enquiry service for Constitutional Law extends to all suburbs throughout Australia.

Re: Constitution

Mon, 06 Jun 2011 19:49:11 -0000

Under the Australian Constitution is there provisions that prevents the Australian Government for impossing a tax that could push the average Austalian into poverty?

read more


Re: Constitution

Sat, 04 Jun 2011 02:34:36 -0000

What are the basic roles of Australia's constitution?

read more


Re: Constitution

Tue, 31 May 2011 09:04:58 -0000

Not at all... I've been too busy for the past week or so and haven't checked any of the comments. I'm only one person, you know. Not everything is a conspiracy.

However, I am about to remove the comments feature from the information pages on the site. I've installed a forum but haven't promoted it yet. You can start using it at http://australianpolitics.c...

This site is a resource, an archive of material, etc, as well as a place of comment and opinion. It's important to me that the two not be confused. It's also important to me that the site does not appear to be providing legal or constitutional advice.

Please feel free to use the forum. Incivility, offensive language and other forms of abuse are my criteria for deletion.

read more


Re: Constitution

Sun, 29 May 2011 06:00:46 -0000

thanks for NON publishment of my followup post
I hit a nerve didnt I??? :)

read more


Re: Constitution

Tue, 24 May 2011 18:34:43 -0000

It is truly sad when discussion on a relevant matter is shut down, more so, when deliberations have not reached undeniable conclusion. 
Selectively quoting snippets from legal practitioners to support a contention does little to validate a legal ruling.  Even the section of legislation quoted does not stand up to scrutiny. 
The constitutional question asked still remains unrequited.  I am left to draw the conclusion that such flawed argument confirms an inability to emphatically answer a question put forward.   
Such dismissal of deliberation only serves to feed the growing cynicism of the legal system and its practitioners.

read more


Re: Constitution

Sun, 22 May 2011 05:19:42 -0000

What are the main features of Australia's constitution

read more


Re: Constitution

Sat, 21 May 2011 20:34:01 -0000

 When was Australia's constitution formed and what was its purpose?

read more


Re: Constitution

Sun, 15 May 2011 23:05:36 -0000

 Thank you Danieru Sake for providing a response to my question.
According to this very website, there are sections of the Constitution that are to be taken literally.  Furthermore, if  judges were to consider the intention of our forefathers when drafting the Constitution, I contend that they were very specific regarding the appointment of the Governor-General.  Women were not granted the right to even vote or hold office when the Constitution was drafted.  Of course, this has changed over time.  However, despite this arguable disparity, their words are clear and specific.  Are these sections of the Constitution some of those to be taken literally?  If so, Constitutional amendment would be required.
 Whilst the Acts Interpretation Act 1901 – s23 states “. . . ,unless the contrary intention appears, . . .” it could well be argued to be inapt when referring to the forefathers intention regarding Constitutional references to the GG.
I thank you again for your learned considerations and shall now return to my learner’s manual.

read more


Re: Constitution

Sat, 14 May 2011 07:53:43 -0000

 If I may correct you there Malcolm, the Constitution do in fact specify the types of laws that can be pass. These can be found under s51, Chapter IV and much of Chapter V as well as s128 if applicable.

read more


Re: Constitution

Sat, 14 May 2011 07:15:53 -0000

Malcolm,

" For example, I delete all manner of nonsense from people who argue
that the entire history of the Australian federation is illegal.. etc." ...

Q: What is your understanding of how Australia came to be today, ie how did we acquired this great land from the very start?

I'll be interested to enter into a meaningful and mature discussion on this topic.

read more


Re: Constitution

Sat, 14 May 2011 03:06:43 -0000

Simon,

In my view, you have raised a number of valid questions which I will help answer. First and foremost, it is important to understand that the procedure of reading the law (ie, an Act such as the Constitution -  itself an Act), is not the same as reading the instructions of a learner's manual.

When reading an Act, it is not always advisable (unless deemed absolutely necessary) to read into every letter (ie giving its strict meaning or interpretation) without considering the overall context in which it is written or applied. There are dangers in this, as duly noted by Michael Kirby, a former High Court Justice, who made the following remark -

"...giving meaning to words, [when] read in isolation, can be misleading, artificial and even dangerous".

Instead, one must (as do all Judges and most lawyers) read and interpret the meaning as it was intended when it was written by the forefathers and/or legislatures of this land. And to properly interpret its meaning, regard must be had for the overall 'purpose' of the respective Act. But by no means am I suggesting that in order to understand the meaning of a particular word, or words (as the case may be), in a section of the Act, every other sections must also be read (although it would help). However, and in the words of Justice Dawson in Mills v Meeking (1990) -

"...the purposes...are to be taken into account in construing the provisions.., not only where those provisions on their face offer more than one construction, but also in determining whether more than one construction is open".

I would like to further explain with the help of a very important piece of legislation known as the Acts Interpretation Act 1901.

As a brief introduction, this Act should (or 'must' would be the better word) be referred to when there is evidence of any ambiguity in law (as there appears to be in this case). And because it is an Act, it is also law.

Accordingly, s15AA of the Acts Interpretation Act 1901 holds -

"In the interpretation of a provision of an Act, a construction that would promote the purpose or
object underlying the Act (whether that purpose or object is expressly stated in the Act or not) shall be preferred to a construction that would not promote that purpose or object".

And in s23 provides -

"In any Act, unless the contrary intention appears, words importing a gender include every other
gender".

Thus, with all due respect, it would be absurd to imply that appointing a 'she' as the Governor General would be, or was, unconstitutional. For the above mentioned reasons, I would contend the appointing Quentin Bryce was perfectly legal and constitutional.

I could go on but I trust that I have help answered your question.

read more


Re: Constitution

Fri, 13 May 2011 23:10:13 -0000

By referring to it as 'Hoon laws', I take it as meaning a reference to the Road Traffic Act 1974, particularly division 4 titled 'Impounding and confiscation of vehicles for certain offences'.The view I take in this matter does not support your argument which suggests the creation of such law/s violates the Australian constitution; or, as an alternative, offensive to the unwritten principle of one deemed innocent until proven otherwise. It is neither of the above.

To avoid a lengthy debate as to the validity of such laws, I shall save the effort by simply referring you to section 51(xxxi) of the Constitution which provides  -

       " The Parliament shall, subject to this Constitution, have power to make laws...with respect to the acquisition of property on just terms from any...person for any purpose in respect of which the Parliament has power [under chapter 1 on the Constitution] to make
laws".

The issue you raised as to the driver having been found 'innocent' is not a question of whether the law is valid but rather, whether the application of the rule was correctly enforce which could only be determine through the judiciary process as it was in this case.

read more


Re: Constitution

Fri, 13 May 2011 22:11:37 -0000

Hi Malcolm,

This is my first posting here. I have a question for you if you would be good enough to answer: What legal weight or force do the Commentaries on the Constitution carry?

Much appreciated 

read more


Re: Constitution

Fri, 13 May 2011 22:07:27 -0000

Section 116 of the Constitution

read more


Re: Constitution

Fri, 13 May 2011 02:17:16 -0000

nevermind, found it. lol. 

read more


Re: Constitution

Fri, 13 May 2011 02:14:03 -0000

Can someone tell me where it expressly states Australia is a secular nation? 

read more


Re: Constitution

Thu, 12 May 2011 09:10:26 -0000

The Current HOON laws appear to violate the australian Constitution of being innocent until proven quillty.. as was the case of the Doctor in perth who had his lamborghini impounded under these hOON laws.. at a later date and after losing his car for 28days the driver of the car was found to be INNOCENT and awarded $18,000 incosts.. so he so he was initally charged and car was impounded and he had to pay fines plus impound fees, So he was QUILTY until proved innocent...
This is soooo not right, please explain how these laws are Valid/legal????

read more


Re: Constitution

Thu, 12 May 2011 08:57:45 -0000

the current HOON laws apear to contradict the agenda of being innocent until proved quilty
as was the case Of the Doctor in perth who had his Lamborghini confiscated, only to be later proved to have not been quilty of the offence, and subsequently awarded $1800 in costs
These HOON laws appear to contradict this.. so are these HOON laws even Legal?????

read more


Re: Constitution

Tue, 10 May 2011 22:42:27 -0000


Thank you again Mr. Farnsworth for responding. My questions are not steeped in conspiracy, an attempt to embattle government, inferring inadequacy of the incumbent GG’s credentials or propriety, or that women are unfitting of appointed to the position of Governor-General. They are, however, based on a point of law – that which is argued daily in courtrooms around Australia. No-one is above the law and all must follow the letter of the law.
There are volumes of legislature that go to extraordinary lengths to clearly define governance and it’s functioning. Such detail attempts to remove ambiguity. It is this ambiguity in the Constitution regarding appointment of the GG that I am seeking clarification on.
As the Attorney-Generals office was established at Federation to advise and consult on constitutional law (among other things) I took my point of clarification to them and am still waiting for reply. Unfortunately, “. . . Constitution and the Letters Patent from the monarch should be sufficient to establish . . .” is not sufficient enough for me and as such will continue pursuit of the Attorney-General’s department for elucidation.
Again, I thank you for your considerations.

read more


Re: Constitution

Fri, 06 May 2011 00:18:18 -0000

You should seek legal advice on this. However, subject to the relevant legislation, you clearly have the right to appeal against decisions made by government departments and government officials. A lawyer can advise you on civil and administrative law and the precedents established over time.

read more


Re: Constitution

Fri, 06 May 2011 00:12:22 -0000

No offence taken... and none intended on my part either. A few words to explain my uncharacteristic irritation:

Sometimes I despair at the conspiracy theories that appear on these pages. I marvel at how some people seem to believe that a century or more of constitutional government is some kind of conspiracy against the people. For example, I delete all manner of nonsense from people who argue that the entire history of the Australian federation is illegal, or that Julia Gillard has no right to be prime minister, etc.

Another problem is dealing with the individual gripes of people who have had some kind of run-in with a government department, local council or whatever. These people often see their problem as a grave breach of their human rights when they simply need to get proper legal advice on how to challenge a decision.

There's also a practical issue that has been concerning me for some time. I am considering removing the comments option and setting up a forum instead so that questions can be more easily categorised and dealt with. As this page shows, there comes a point where it's too hard to follow the lines of debate or to easily find answers to questions that have been asked. I'm open to any suggestion that anyone might have.

As regards your question about the validity of appointing a female governor-general, Section 2 of the Constitution refers to "him" when stating that a governor-general shall be Her Majesty's representative. References to "him" and "he" are taken to be non-gender specific. There is probably a court judgement or legislative provision that formalises this but I've never bothered to look for it. Politically, if not legally, this IS a nonsense discussion. The Constitution and the Letters Patent from the monarch should be sufficient to establish that women as well as men can be appointed to the position of governor-general.

read more


Re: Constitution

Thu, 05 May 2011 23:14:02 -0000

Thank you Mr Farnsworth for taking the time to respond to my question. I do not, however, consider a point of constitutional clarification "simply silly". A valid question usually calls for a valid response - not rebuke. The fact that, as you have stated, there have been 4 kings since 1901, has no relevance to the question as the Constitution covers this (schedule - oath affirmation) ". . . to Her Majesty Queen Victoiria, Her heirs and successors . . .". I am sorry that you seem to have taken such offence at my "nonsense"(question).

read more


Re: Constitution

Wed, 04 May 2011 07:27:17 -0000

This issue has been covered elsewhere on these pages. Sorry, but it's simply silly to suggest that there is something illegal about the appointment of a female Governor-General. The Constitution also refers to the Queen, but we have had 4 kings since 1901. Really, there are more serious things to be concerned about than this nonsense.

read more


Re: Constitution

Tue, 03 May 2011 21:16:42 -0000

An interesting question has arisen since a recent read of the Australian Constitution. All references to the Governor-General are gender specific (him, he, himself) yet Quentin Bryce is the incumbant GG. If we are to follow the Constitution to the letter, the appointment of a female GG could be considered unconstitutional. If not, what is the legal reasoning for allowing so? Does the Constitution require ammending to provide for this? The Attorney-General's department has been asked the same question and I am yet to recieve an unautomated reply or answer..
Can anyone help?

read more


Re: Constitution

Fri, 29 Apr 2011 18:48:54 -0000

If possible could someone assist me? I would like to know if the constitution gives the public a constitutional right to object or complain or have reviewed about desicions that are made by Government departments ie OSR - Office of State Revenue. I do realise that there are the options available to use the court system and the ADT but what I am specifically after is it understand is that if my rights are denied in the first instance without reason then do I have a fundamental right under the constitution.
Thanks

read more


These news come from AustralianPolitics.com - Latest Comments in Constitution.

Constitutional Law & Lawyers Updates

Re: Constitution

Mon, 06 Jun 2011 19:49:11 -0000

Under the Australian Constitution is there provisions that prevents the Australian Government for impossing a tax that could push the average Austalian into poverty?

read more


Re: Constitution

Sat, 04 Jun 2011 02:34:36 -0000

What are the basic roles of Australia's constitution?

read more


Re: Constitution

Tue, 31 May 2011 09:04:58 -0000

Not at all... I've been too busy for the past week or so and haven't checked any of the comments. I'm only one person, you know. Not everything is a conspiracy.

However, I am about to remove the comments feature from the information pages on the site. I've installed a forum but haven't promoted it yet. You can start using it at http://australianpolitics.c...

This site is a resource, an archive of material, etc, as well as a place of comment and opinion. It's important to me that the two not be confused. It's also important to me that the site does not appear to be providing legal or constitutional advice.

Please feel free to use the forum. Incivility, offensive language and other forms of abuse are my criteria for deletion.

read more


Re: Constitution

Sun, 29 May 2011 06:00:46 -0000

thanks for NON publishment of my followup post
I hit a nerve didnt I??? :)

read more


Re: Constitution

Tue, 24 May 2011 18:34:43 -0000

It is truly sad when discussion on a relevant matter is shut down, more so, when deliberations have not reached undeniable conclusion. 
Selectively quoting snippets from legal practitioners to support a contention does little to validate a legal ruling.  Even the section of legislation quoted does not stand up to scrutiny. 
The constitutional question asked still remains unrequited.  I am left to draw the conclusion that such flawed argument confirms an inability to emphatically answer a question put forward.   
Such dismissal of deliberation only serves to feed the growing cynicism of the legal system and its practitioners.

read more


Re: Constitution

Sun, 22 May 2011 05:19:42 -0000

What are the main features of Australia's constitution

read more


Re: Constitution

Sat, 21 May 2011 20:34:01 -0000

 When was Australia's constitution formed and what was its purpose?

read more


Re: Constitution

Sun, 15 May 2011 23:05:36 -0000

 Thank you Danieru Sake for providing a response to my question.
According to this very website, there are sections of the Constitution that are to be taken literally.  Furthermore, if  judges were to consider the intention of our forefathers when drafting the Constitution, I contend that they were very specific regarding the appointment of the Governor-General.  Women were not granted the right to even vote or hold office when the Constitution was drafted.  Of course, this has changed over time.  However, despite this arguable disparity, their words are clear and specific.  Are these sections of the Constitution some of those to be taken literally?  If so, Constitutional amendment would be required.
 Whilst the Acts Interpretation Act 1901 – s23 states “. . . ,unless the contrary intention appears, . . .” it could well be argued to be inapt when referring to the forefathers intention regarding Constitutional references to the GG.
I thank you again for your learned considerations and shall now return to my learner’s manual.

read more


Re: Constitution

Sat, 14 May 2011 07:53:43 -0000

 If I may correct you there Malcolm, the Constitution do in fact specify the types of laws that can be pass. These can be found under s51, Chapter IV and much of Chapter V as well as s128 if applicable.

read more


Re: Constitution

Sat, 14 May 2011 07:15:53 -0000

Malcolm,

" For example, I delete all manner of nonsense from people who argue
that the entire history of the Australian federation is illegal.. etc." ...

Q: What is your understanding of how Australia came to be today, ie how did we acquired this great land from the very start?

I'll be interested to enter into a meaningful and mature discussion on this topic.

read more


Re: Constitution

Sat, 14 May 2011 03:06:43 -0000

Simon,

In my view, you have raised a number of valid questions which I will help answer. First and foremost, it is important to understand that the procedure of reading the law (ie, an Act such as the Constitution -  itself an Act), is not the same as reading the instructions of a learner's manual.

When reading an Act, it is not always advisable (unless deemed absolutely necessary) to read into every letter (ie giving its strict meaning or interpretation) without considering the overall context in which it is written or applied. There are dangers in this, as duly noted by Michael Kirby, a former High Court Justice, who made the following remark -

"...giving meaning to words, [when] read in isolation, can be misleading, artificial and even dangerous".

Instead, one must (as do all Judges and most lawyers) read and interpret the meaning as it was intended when it was written by the forefathers and/or legislatures of this land. And to properly interpret its meaning, regard must be had for the overall 'purpose' of the respective Act. But by no means am I suggesting that in order to understand the meaning of a particular word, or words (as the case may be), in a section of the Act, every other sections must also be read (although it would help). However, and in the words of Justice Dawson in Mills v Meeking (1990) -

"...the purposes...are to be taken into account in construing the provisions.., not only where those provisions on their face offer more than one construction, but also in determining whether more than one construction is open".

I would like to further explain with the help of a very important piece of legislation known as the Acts Interpretation Act 1901.

As a brief introduction, this Act should (or 'must' would be the better word) be referred to when there is evidence of any ambiguity in law (as there appears to be in this case). And because it is an Act, it is also law.

Accordingly, s15AA of the Acts Interpretation Act 1901 holds -

"In the interpretation of a provision of an Act, a construction that would promote the purpose or
object underlying the Act (whether that purpose or object is expressly stated in the Act or not) shall be preferred to a construction that would not promote that purpose or object".

And in s23 provides -

"In any Act, unless the contrary intention appears, words importing a gender include every other
gender".

Thus, with all due respect, it would be absurd to imply that appointing a 'she' as the Governor General would be, or was, unconstitutional. For the above mentioned reasons, I would contend the appointing Quentin Bryce was perfectly legal and constitutional.

I could go on but I trust that I have help answered your question.

read more


Re: Constitution

Fri, 13 May 2011 23:10:13 -0000

By referring to it as 'Hoon laws', I take it as meaning a reference to the Road Traffic Act 1974, particularly division 4 titled 'Impounding and confiscation of vehicles for certain offences'.The view I take in this matter does not support your argument which suggests the creation of such law/s violates the Australian constitution; or, as an alternative, offensive to the unwritten principle of one deemed innocent until proven otherwise. It is neither of the above.

To avoid a lengthy debate as to the validity of such laws, I shall save the effort by simply referring you to section 51(xxxi) of the Constitution which provides  -

       " The Parliament shall, subject to this Constitution, have power to make laws...with respect to the acquisition of property on just terms from any...person for any purpose in respect of which the Parliament has power [under chapter 1 on the Constitution] to make
laws".

The issue you raised as to the driver having been found 'innocent' is not a question of whether the law is valid but rather, whether the application of the rule was correctly enforce which could only be determine through the judiciary process as it was in this case.

read more


Re: Constitution

Fri, 13 May 2011 22:11:37 -0000

Hi Malcolm,

This is my first posting here. I have a question for you if you would be good enough to answer: What legal weight or force do the Commentaries on the Constitution carry?

Much appreciated 

read more


Re: Constitution

Fri, 13 May 2011 22:07:27 -0000

Section 116 of the Constitution

read more


Re: Constitution

Fri, 13 May 2011 02:17:16 -0000

nevermind, found it. lol. 

read more


Re: Constitution

Fri, 13 May 2011 02:14:03 -0000

Can someone tell me where it expressly states Australia is a secular nation? 

read more


Re: Constitution

Thu, 12 May 2011 09:10:26 -0000

The Current HOON laws appear to violate the australian Constitution of being innocent until proven quillty.. as was the case of the Doctor in perth who had his lamborghini impounded under these hOON laws.. at a later date and after losing his car for 28days the driver of the car was found to be INNOCENT and awarded $18,000 incosts.. so he so he was initally charged and car was impounded and he had to pay fines plus impound fees, So he was QUILTY until proved innocent...
This is soooo not right, please explain how these laws are Valid/legal????

read more


Re: Constitution

Thu, 12 May 2011 08:57:45 -0000

the current HOON laws apear to contradict the agenda of being innocent until proved quilty
as was the case Of the Doctor in perth who had his Lamborghini confiscated, only to be later proved to have not been quilty of the offence, and subsequently awarded $1800 in costs
These HOON laws appear to contradict this.. so are these HOON laws even Legal?????

read more


Re: Constitution

Tue, 10 May 2011 22:42:27 -0000


Thank you again Mr. Farnsworth for responding. My questions are not steeped in conspiracy, an attempt to embattle government, inferring inadequacy of the incumbent GG’s credentials or propriety, or that women are unfitting of appointed to the position of Governor-General. They are, however, based on a point of law – that which is argued daily in courtrooms around Australia. No-one is above the law and all must follow the letter of the law.
There are volumes of legislature that go to extraordinary lengths to clearly define governance and it’s functioning. Such detail attempts to remove ambiguity. It is this ambiguity in the Constitution regarding appointment of the GG that I am seeking clarification on.
As the Attorney-Generals office was established at Federation to advise and consult on constitutional law (among other things) I took my point of clarification to them and am still waiting for reply. Unfortunately, “. . . Constitution and the Letters Patent from the monarch should be sufficient to establish . . .” is not sufficient enough for me and as such will continue pursuit of the Attorney-General’s department for elucidation.
Again, I thank you for your considerations.

read more


Re: Constitution

Fri, 06 May 2011 00:18:18 -0000

You should seek legal advice on this. However, subject to the relevant legislation, you clearly have the right to appeal against decisions made by government departments and government officials. A lawyer can advise you on civil and administrative law and the precedents established over time.

read more


Re: Constitution

Fri, 06 May 2011 00:12:22 -0000

No offence taken... and none intended on my part either. A few words to explain my uncharacteristic irritation:

Sometimes I despair at the conspiracy theories that appear on these pages. I marvel at how some people seem to believe that a century or more of constitutional government is some kind of conspiracy against the people. For example, I delete all manner of nonsense from people who argue that the entire history of the Australian federation is illegal, or that Julia Gillard has no right to be prime minister, etc.

Another problem is dealing with the individual gripes of people who have had some kind of run-in with a government department, local council or whatever. These people often see their problem as a grave breach of their human rights when they simply need to get proper legal advice on how to challenge a decision.

There's also a practical issue that has been concerning me for some time. I am considering removing the comments option and setting up a forum instead so that questions can be more easily categorised and dealt with. As this page shows, there comes a point where it's too hard to follow the lines of debate or to easily find answers to questions that have been asked. I'm open to any suggestion that anyone might have.

As regards your question about the validity of appointing a female governor-general, Section 2 of the Constitution refers to "him" when stating that a governor-general shall be Her Majesty's representative. References to "him" and "he" are taken to be non-gender specific. There is probably a court judgement or legislative provision that formalises this but I've never bothered to look for it. Politically, if not legally, this IS a nonsense discussion. The Constitution and the Letters Patent from the monarch should be sufficient to establish that women as well as men can be appointed to the position of governor-general.

read more


Re: Constitution

Thu, 05 May 2011 23:14:02 -0000

Thank you Mr Farnsworth for taking the time to respond to my question. I do not, however, consider a point of constitutional clarification "simply silly". A valid question usually calls for a valid response - not rebuke. The fact that, as you have stated, there have been 4 kings since 1901, has no relevance to the question as the Constitution covers this (schedule - oath affirmation) ". . . to Her Majesty Queen Victoiria, Her heirs and successors . . .". I am sorry that you seem to have taken such offence at my "nonsense"(question).

read more


Re: Constitution

Wed, 04 May 2011 07:27:17 -0000

This issue has been covered elsewhere on these pages. Sorry, but it's simply silly to suggest that there is something illegal about the appointment of a female Governor-General. The Constitution also refers to the Queen, but we have had 4 kings since 1901. Really, there are more serious things to be concerned about than this nonsense.

read more


Re: Constitution

Tue, 03 May 2011 21:16:42 -0000

An interesting question has arisen since a recent read of the Australian Constitution. All references to the Governor-General are gender specific (him, he, himself) yet Quentin Bryce is the incumbant GG. If we are to follow the Constitution to the letter, the appointment of a female GG could be considered unconstitutional. If not, what is the legal reasoning for allowing so? Does the Constitution require ammending to provide for this? The Attorney-General's department has been asked the same question and I am yet to recieve an unautomated reply or answer..
Can anyone help?

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Re: Constitution

Fri, 29 Apr 2011 18:48:54 -0000

If possible could someone assist me? I would like to know if the constitution gives the public a constitutional right to object or complain or have reviewed about desicions that are made by Government departments ie OSR - Office of State Revenue. I do realise that there are the options available to use the court system and the ADT but what I am specifically after is it understand is that if my rights are denied in the first instance without reason then do I have a fundamental right under the constitution.
Thanks

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Australasian Law Teachers' Association Conference

 

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The Loophole

 

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imageREAL Capture

 

by L ZINES - - For the constitutional lawyer, however, this is so only if we adopt the approach, long accepted by teachers of, and commentators on, the Constitution, of viewing ..

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Standing To Raise Constitutional Issues Reconsidered, Considered

 

by P Keyzer - 2011 - arguable question of constitutional law should not have to pay for access to ... For example, in March 1995 the State Attorney-General ..

Distinguished Speakers Program: Dr David Bennett AC QC - News ..

 

The University of Sydney - Sydney Law School .. Dr David Bennett AC QCwas the Solicitor-General of the Commonwealth of Australia .. (Australian and NSW sections) and of the Australian Association of Constitutional Law. ..

 

Proposals for new elective courses in the undergraduate law ..

 

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LAWYERS AS ACTIVISTS - ANU College of Law

 

1 (G Evans, “The High Court and the Constitution in a Changing Society” in AD Hambly & JL. Goldring (eds) Australian Lawyers and Social Change, Law Book ..

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NEW DIRECTIONS IN CO-OPERATIVE FEDERALISM ..

 

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Faculty of Business and Law

 

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The United Nations as a source of legal authority

 

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law school celebrates centenary of high court of australia

 

Constitutional Law (IACL) held on 4 and 5 .. Association of Constitutional Law. .. how you can register will be provided in the next issue of law@melbourne. ..

 

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the playfulness of constitutional law

 

by N Rogers - 2005 - Lawyers are familiar with the depersonalising process by which courtrooms turn .. dry impersonal constitutional law narrative into a dramatic event. Individual ..

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2006, GILBERT AND TOBIN CONSTITUTIONAL LAW CONFERENCE: THE DEATH OF .... Paper presented at the Australian Association of Family Lawyers and ..

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I have taught previously in the public law field at the University of .. of Adelaide researching the constitutional role of the Solicitor-General in ..

 

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SOVEREIGNTY: ASPECTS IN CONSTITUTIONAL LAW AND ..

 

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2010

 

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by L Zines - 2011 - view, in the then state of constitutional law, it is likely that if the Court had ... It now seems accepted that the State itself, or its Attorney-General ..

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Name

Qualifications

Position

Dr Julie Cotter

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Professor (Accounting)

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Law - Centre for Comparative Constitutional Studies - University of

 

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A Battle and a Gamble: The Spectre Of An Adverse Costs Order In ..

 

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Professor Margaret Allars

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LAW RESEARCH

 

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Headword - ANU College of Law

 

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Andrew Lynch | UNSW LAW

 

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Newsletter - Gilbert + Tobin Centre of Public Law - UNSW

 

For all their famed combativeness, it would seem that lawyer- .. 2011 Constitutional Law Conference and Dinner. Tickets for our next Constitutional Law ..

 

MELBOURNE UNIVERSITY LAW REVIEW

 

and the current laws protecting individuals' information ... LexisNexis Constitutional Law Moot .. practised as a commercial lawyer, specialising in energy ..

 

Panel 1: Governance - ANU College of Law

 

Australian & New Zealand Society of International Law. Program. Friday 14 June .. (Lawyer and former Member, East Timor Constitutional. Assembly) ..

 

Standing As a Barrier To Constitutional Justice - Can We Create a ..

 

by G Holland - 2011 - courts to seek judicial review of the constitutional validity of laws. .. There is broad consensus among Australian public lawyers that these ..

 

ORIGINALISM IN CONSTITUTIONAL INTERPRETATION

 

by A Lynch - - particularly weakened operation in the field of constitutional law. .... Court of Australia, 1972–1976' in Roman Tomasic (ed), Understanding Lawyers..

 

Judgment Template - Gilbert + Tobin Centre of Public Law - UNSW

 

In reflecting on the work of the High Court in constitutional law in the last term, I .... entrepreneurial activities of lawyers undertaking the conduct of class or group ..

 

Territory Exceptionalism and Indigenous Property Holders ..

 

by S Brennan - observation by Barwick CJ in Attorney-General (Commonwealth); Ex rel ... estate11 and Section 51(xxxi) bucks the trend in Australian constitutional law — it ..

Sungaila, Helen - JCU

 

School of Law .. Dip in Law (Sup Ct NSW), PractisingBarrister (QLD). .. Constitutional Law .. Teaching the law (especially to non-lawyers) ..

URL: http://www. aph. gov. au/house/committee/laca ..

 

by A GreenshieldsURL: http://www.lexisone.com/ Parliament of Australia: Constitutional Law links ... URL: http://www.pac-info.com/locations/canada.shtml (Canada) US Lawyers ..

 

PUBLIC LAW SPEECH

 

by S Elias - - SPEECH GIVEN TO THE CONSTITUTIONAL LAW CONFERENCE. AT THE ... Act on the Attorney-General to report to Parliament any conflict between a Bill and ..

Michael White | Refugee Conference 2011

 

He has practiced in a private law firm, as a government lawyer and .. international, and constitutional law, including domestic compliance with ..

Visiting Scholars - law school - University of Melbourne

 

His research interests are in comparative constitutional law and theory, ... Kyung Soo Yun is a labour attorney in Korea and a member of the Certified Public ..

 

Judicial Activism: A Question of Power and Politics, Not Law

 

Constitutional Law Conference. Friday February 8 2008, .. If the lawyers in this room come together simply to pontificate about judicial activism as a legal issue, ..

 

My name is Fiona Game, I am 24, and I have .. - ANU College of Law

 

highlighted 'other' essential skills that lawyers and law students can bring to the other ... Melbourne University, who made the seminal 'constitutional law' film in ..

L - Abbreviations of legal publications (Monash University Library)

 

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Faculty Certificate for Best Performance in Federal Constitutional Law. L-R: Joint Winners .. Ian Ellis-Jones Lawyer Prize in Administrative Law ..

 

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by C Sampford - 2009 - constitutional law and legal education. The bulk of his research .. Lawyers have played a major role in the civilization of sovereign states through the articulation ..

 

ANNUAL REPORT - Asian Law Centre - University of Melbourne

 

and the International Criminal Court. He has been a practicing lawyer since 1996, primarily in criminal law, constitutional law and human rights litigation. He was ..

 

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LAWS2203 Corporations Law. 6.00 57 P. Semester 2, 2007. LAWS2202 Commonwealth Constitutional Law 6.00 66 CR. LAWS1202 Lawyers, Justice and ..

 

Australian Institute of Administrative Law Inc. Editors: Alice ..

 

by JM Barker - The NSW Attorney-General argued that as an administrative body constituted under State law, the Tribunal was bound to accept the constitutional validity of the ..

Admission and Unit Information – Bachelor of Social Science ..

 

The School of Law offers a Graduate Diploma in Legal Practice, which ... legal and ethical responsibilities lawyers owe to the law, the courts, their .. State and Commonwealth laws; Bills of Rights; Constitutional freedoms and ..

Professor Rosemary Lyster - Sydney Law School - The University of ..

 

Rosemary Lyster is a Professor in the Faculty of Law and Director of the .. on Environmental Law, comprising environmental lawyers from around the world. .. The New Constitutional and Administrative Law, Vol.2, Juta: Cape ..

 

 

 

 

Consumer Credit Law & Lawyers

 

 

 

 

Hot Topics 72 - Consumer credit

 

AUTHOR NOTE: Karen Cox is a lawyer and the. Co-ordinator of the Consumer Credit Legal Centre. (NSW) Inc, a community legal centre specialising in financial ..

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National Consumer Credit Protection Act 2009 (incorporating the Consumer ... formerly known as the Standing Committee on Attorneys-General or SCAG) This ..

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Consumer Credit Review Submission by Consumer Credit Legal ..

 

Consumer credit lawyers and financial counsellors often assist consumers who have become overcommitted to debts associated with a failure on the part of the ..

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Who We Are - Business Licensing Authority

 

A lawyer whose career began with one of Australia's leading national law firms, Ian has .. He chaired the national Uniform Consumer Credit Code Management ..

 

Submission on Consumer Credit Report - Mortgage Industry ..

 

Many lawyers are reluctant to give legal and financial advice either because the ... Any legislation relating to unfair contract terms in consumer credit contracts ..

 

EXPLANATORY STATEMENT

 

Rich Text Format - National Consumer Credit Protection (Transitional and Consequential ... The following conduct by lawyers is exempted by subregulations 14(2) and (3): ..

National Consumer Credit Protection (Transitional .. - Comlaw Home

 

Attorney-General's Department, Canberra. Contents .. 8 References to the National Consumer Credit Protection Regulations 2010 12 ..

Frankston City Council - Cr Christine Richards

 

As a lawyer she has worked both inside and outside courts and tribunals as a barrister and solicitor in criminal, tenancy, and consumer credit ..

Debt for debtors

 

The National Credit Law and consumer credit. The new .. If you get court or QCAT papers, always ask a lawyer for legal advice. The lawyer will ..

The Consumer Credit Code - Consumer Protection - Department of ..

 

The Consumer Credit Code requires that lenders give you information to help you .. Obtain legal advice from a lawyer if you are at all unsure.

 

National Consumer Credit Protection Bill

 

We also have a specialist Consumer Protection. Unit (CPU) with a focus on consumer credit which is staffed by 3 full time lawyers. That unit provides direct ..

National Consumer Credit Protection Regulations .. - Comlaw Home

 

Attorney‑General's Department, Canberra. Contents ... 94 Proportionate rebate of consumer credit insurance premium 143. 95 Notice of right to ..

Contracts, consumer credit, guarantees

 

These laws include changes to consumer contracts for financial products, and for the .. A lawyer will need to see all documents which are related to the contract ..

 

Credit Review Submission by Gadens Lawyers - Consumer Affairs ..

 

Chair, Uniform Consumer Credit Code Management Committee Dx 364 Sydney .. This submission has been prepared by Jon Denovan at Gadens Lawyers ..

 

Review of the law on Personal Property Securities - Attorney ..

 

Committee of Attorneys-General or any individual Attorney-General .... The Consumer Credit Code regulates credit provided by commercial ..

 

Consumer Credit Review Submission by Law Institute of Victoria

 

It is clear from the anecdotal evidence provided by credit lawyers and financial counsellors that many consumers who obtain credit are denied the protection of ..

 

National Consumer Credit Protection Regulations .. - Comlaw Home

 

Preliminary. Regulation 3. 16. National Consumer Credit Protection Regulations 2010 lawyer, for the purpose of regulation 24 has the meaning ..

Consumer Credit and Corporations Legislation Amendment ..

 

A Bill for an Act to amend the law relating to consumer credit and .... practising lawyer means a person who is admitted to the legal profession ..

Wills & powers of attorney

 

.. loans · Managing debts · Other types of credit · Consumer credit regulation .. Wills; Estate plans; Powers of attorney; Your legal and financial ..

 

Payday lending in South Australia - options to increase consumer ..

 

the Uniform Consumer Credit Code but designed specifically to deal with the .... mainstream credit providers, financial counsellors, consumer groups, lawyers, ..

Make a complaint : Department of Justice and Attorney-General

 

Credit and finance · Credit · How you .. As a consumer, you have a right to complain. Our role is to promote your rights as a consumer. We also ..

Federal Magistrates Court Rules 2001

 

46.2 Small claims proceeding — National Consumer Credit Protection Act 214. 46.3 Starting a small claims proceeding 215. 46.4 Lawyers ..

National Consumer Credit Protection (Transitional .. - Comlaw Home

 

8 References to the National Consumer Credit Protection Regulations 2010 .... (a) the providing of credit assistance by a lawyer in his or her ..

Australian Securities and Investments Commission - Senior ..

 

Senior Executive Leader - Deposit Takers, Credit and Insurance Providers. Former Director, Compliance and Campaigns, Consumer Protection, ASIC. .. Julie is a lawyer and her previous roles as ASIC included Director, ..

 

Bills Digest 71, 2011-12 - Consumer Credit and Corporations ..

 

2011 (the Bill) is to amend the National Consumer Credit Protection Act .... credit provider must contact the debtor, or a lawyer representing the ..

 

Collecting statute-barred debts

 

Consumer Credit Code that a section 80 default notice be provided, and that the 30 day period of ... my opinion the fact of someone from a firm of lawyers “cold- ..

 

14 September 2011 Ms Chloe Youl Acting Senior Lawyer, Strategic ..

 

Acting Senior Lawyer, Strategic Policy. Australian .. the National Consumer Credit Protection Act 2009, where that credit contract is for credit ..

- Other Disputes at VCAT - Owners Corporations

 

Consumer Affairs Victoria can help you find other ways to resolve the dispute. .. can pay over the counter by credit card, cheque, money order, cash and eftpos. ... At VCAT, if the case is not complex, lawyers are usually not allowed unless the ..

National Consumer Credit Protection Act 2009 - Comlaw Home

 

National Consumer Credit Protection Act 2009. - C2011C00150 .. Drafting and Publishing, Attorney‑General's Department, Canberra. Contents ..

 

Australian Consumer Law - Consumer Guarantees Guide

 

Western Australia Department of Commerce, Consumer Protection. Copyright .. Attorney-General's Department .... 'Exchange or credit note only for return of ..

Complaints

 

.. Immigration, Law Enforcement, Postal Industry, Taxation, ACT, and Overseas .. Consumer Affairs Victoria advises and assists consumers and businesses and can .. This service can resolve complaints with members including credit unions ..

The Australian Consumer Law - Consumers 2011

 

2011 marks major changes in Australia's consumer policy and legal environment. .. affecting energy, telecommunications, food labelling and consumer credit. .. for compliance professionals, business people, lawyers, consumer advisers and ..

find LEGAL answers - Debt and Credit - Mortgages

 

.. Credit - Mortgages. Online; In your public library; Lawyers' Tools .. do I need to sell my home? Author: Consumer Credit Legal Centre (NSW) ..

 

6 YOUR CONSUMER RIGHTS 6.1 Introduction Governments ..

 

New South Wales Young Lawyers. Page 62. 6. YOUR CONSUMER RIGHTS. 6.1. Introduction. Governments consider consumer protection to be an important ..

 

The Report of the Consumer Credit Review - Supplementary ..

 

GADENS LAWYERS ............................................323. 11. JINDARA ... 2.3 To what extent is consumer credit contributing to insolvency? 400. 2.4 How ..

- Other Disputes at VCAT - Credit Contracts

 

On 1 July 2010, responsibility for the regulation of consumer credit will .. be represented by a professional advocate, which includes a lawyer.

 

Financial counsellors and the legal system

 

The use of consumer credit was increasing. More and more clients came to financial counsellors for help when faced with legal action for debts. Few lawyers ..

Privacy - Legal Aid Queensland - Queensland Government

 

There are specific safeguards in relation to consumer credit information .. matters, you should speak to a lawyer who works in this area of law.

Consumer Affairs Victoria - Resources and education - Managing debt

 

MoneyHelp is a not-for-profit service supported by Consumer Affairs Victoria. .. electricity, rent, water, mortgage, credit card, personal loan and car repayments .. how to cancel a direct debit, sample letters, finding a lawyer ..

find LEGAL answers - Business - Contracts

 

Online; In your public library; Lawyers' Tools .. This issue examines the National Consumer Credit Protection Act and the implications of the ..

Consumer rights & protection (Victoria Online)

 

Businesses have new responsibilities since the Australian Consumer Law came .. is also the Ombudsman for the Defence Force, Immigration, Law Enforcement, .. The background to the new credit laws and ASIC's implementation process.

 

This submission: A

 

We also have a specialist Consumer. Protection Unit (CPU) with a focus on consumer credit which is staffed by three full time lawyers. That unit provides advice ..

Law Handbook Online - South Australia

 

Complaints against lawyers .. CONSUMERS AND CONTRACTS · AVOIDING ... Debt collectors · What happens to my credit records if I don't pay? What if we ..

Complaints against banking and financial services

 

If the customer accepts the award, it is binding on the financial .. Ombudsman Service can also investigate complaints against credit unions.

Federal Magistrates Court Rules 2001

 

46.2 Small claims proceeding — National Consumer Credit Protection Act 213. 46.3 Starting a small claims proceeding 214. 46.4 Lawyers ..

National Consumer Credit Protection Act 2009 - Comlaw Home

 

National Consumer Credit Protection Act 2009. - C2012C00060 .. Drafting and Publishing, Attorney‑General's Department, Canberra. Contents ..

National Consumer Credit Protection Regulations .. - Comlaw Home

 

Attorney‑General's Department, Canberra. Contents ... 94 Proportionate rebate of consumer credit insurance premium 165. 95 Notice of right to ..

 

Financial Survival Guide: I can't pay my debts

 

unjust. Credit providers are not supposed to make contracts with consumers who would find it diff icult to meet their repayments. Get advice from a lawyer if you ..

 

Legal Aid Queensland - Submission: An Australian Consumer Law ..

 

We also have a specialist Consumer. Protection Unit (CPU) with a focus on consumer credit which is staffed by 3 full time lawyers. That unit provides direct ..

 

26 September 2011 Ms Chloe Youl Acting Senior Lawyer – Strategic ..

 

Acting Senior Lawyer – Strategic Policy. Australian ... regulatory architecture of the National Consumer Credit Protection Act [NCA]. Conflation ..

National Consumer Credit Protection Act 2009 - Comlaw Home

 

National Consumer Credit Protection Amendment (Home Loans and Credit Cards) Act 2011 - .. Attorney‑General's Department, Canberra ..

Factsheets Index

 

Consumer Credit - Information on Consumer Credit Code, .. Powers Of Attorney - Definition of power of attorney, why have one, how to make ..

Regulations for trust accounts : Department of Justice and Attorney..

 

Make a complaint · Consumer rights and responsibilities · Indigenous .. However, for trust money received by way of cheque, credit card or ..

find LEGAL answers - Debt and Credit - Debt

 

Jump to ‎: .. consumer law, social security, disability law, credit and debt, wills and estates, administrative law, immigration law, ..

 

Exposure Draft National Consumer Credit Protection Amendment ..

 

Schedule 2 to the National Consumer Credit. Protection Amendment ... EXPOSURE DRAFT. 4 practising lawyer means a person who is admitted to the legal. 1 ..

 

19 September 2011 Ms Chloe Youl Acting Senior Lawyer - Strategic ..

 

One Member is a credit provider that offers its own home loan products to consumers and has employee representatives involved in those ..

 

This section of the Australilan Securities and Investments Commission site provides information about National consumer credit regulation, registration and ..

 

2 September 2011 Bankruptcy Policy Branch Attorney-General's ..

 

lawyers, financiers academics and others practising in or otherwise interested .. under the National Consumer Credit Code in regulating advice ..

Australian Securities and Investments Commission - Credit homepage

 

There are significant improvements that can be made to the practices of banks, credit unions and building societies that offer consumer credit insurance (CCI) to ..

 

Scanned Document - Attorney-General's Department

 

Policy on the Credit Consumers of Victoria.' A Report on Reckless Lerioilngi'. “The Attorney Generals Department appreciates the time you've taken to provide a ..

 

Attorney-General's Department Annual Report 2010-2011

 

Attorney-General and the Department to consult stakeholders about their 'big ideas' for future reforms .... domestic violence, consumer credit and tenancy.

Small Business Development Corporation - Home page

 

Australian Consumer Law · Trade Measurement .. Credit Management · Records Management · Financial Forecasts · Understand Your .. Business Contracts · Dispute Resolution · Hiring a Lawyer · Personal Property Securities Register ..

 

Dispute Resolution Processes for Credit Consumers

 

Duty Lawyer at VCAT to represent consumers in the Credit List, where deemed necessary or appropriate and that funding for such representation be considered ..

 

The office of the Legal Services Commissioner – consumer protection

 

an overhaul of the consumer credit laws, as a result of which mortgages, margin .. against lawyers did not serve the needs of complainants, the practising ..

Your rights after signing a credit contract - Consumer Protection ..

 

The Consumer Credit Code provides some level of protection if .. will give you some time to seek advice from a lawyer or financial advisor.

Consumer Credit - Submissions

 

National Credit Reform Green Paper. The following table .. 06/08/2010, Elliot May Lawyers, 84KB, -. 05/08/2010 .. Latest releases. National Consumer Credit ..

Handling customer complaints : Department of Justice and Attorney..

 

A good business tries to minimise customer complaints through excellent .. contact the Department of Justice and Attorney-General's Dispute ..

find LEGAL answers - Consumers- Contracts

 

Online; In your public library; Lawyers' Tools .. This issue examines the National Consumer Credit Protection Act and the implications of the ..

Internet Resource Guide: Business Law Resources

 

National Consumer Credit Protection Act 2009 · Reserve Bank Act 1959 ... Limited and Others v The King and the Attorney-General of the Commonwealth.

 

Consultation Paper 115 (CP 115) Responsible Lending 1. General ..

 

consumers with credit applications but who are to be exempt (lawyers, financial counsellors etc), understand the changes and how these changes may affect ..

 

For Legally Abused Citizens - Submission: An Australian Consumer ..

 

'Consumer Credit Code disclosure: does it work?' (see http://ssrn.com/abstract=1312963). The answer was NO. The same goes for lawyer ..

Buying a car

 

Duty lawyers ... This register shows whether the car is under a hire purchase, lease, credit arrangement or bill of sale. ... people with consumer and consumer credit legal problems, including loans, bankruptcy, debt collection, ..

 

Submission: Exposure Drafts of Australian Privacy Amendment ..

 

We also have a specialist Consumer. Protection Unit (CPU) with a focus on consumer credit which is staffed by 3 full time lawyers. That unit provides direct ..

Attorney General's Department - Speeches

 

27 May 2011 - Standing Committee of Attorneys-General Harmonisation ... 3 March 2010 - Speech to the Dun and Bradstreet Consumer Credit Conference ..

find LEGAL answers - Intellectual Property - Designs, patents and ..

 

Online; In your public library; Lawyers' Tools .. contracts, consumer law including trade practices and consumer credit, business organisations, ..

 

d Inserts for National Consumer Credit Protection Amendment ..

 

Rich Text Format - National Consumer Credit Protection Amendment (Enhancements) Bill 2011: .. practising lawyer means a person who is admitted to the legal profession by a ..

 

HOW TO GET OUT OF A CONTRACT OF GUARANTEE Consumer ..

 

Gillian Moon is a Sydney-based lawyer who specialises in credit and debt law. She was a founder of the Consumer Credit Legal Service in Sydney and was its ..

Settlement agent or conveyancer - Consumer Protection ..

 

Unless you are a suitably qualified lawyer, it would be very unwise to try to carry out the settlement of your own property. It's a complex and time ..

Property agent and transaction forms : Department of Justice and ..

 

Consumer rights and responsibilities .. Credit and finance ... For lawyers to cancel or shorten the normal five-day cooling-off period that buyers ..

 

Submission to Consultation Paper 110 – General Conduct ..

 

We also have a specialist Consumer. Protection Unit (CPU) with a focus on consumer credit which is staffed by 3 full time lawyers. That unit ..

 

Monash Centre for Regulatory Studies - Consumer Law Research ..

 

Exploring a Prohibition on Unfair Contract Terms in Consumer Credit Contracts .... was its champion, is it a concept wholly unfamiliar to British lawyers. It looks ..

 

Report Part 2 - Credit Reporting

 

Australasian Retail Credit Association .. Ms Helen Mary Gordon, Regional Director and Corporate Lawyer .. Consumer Credit Legal Centre (NSW) Inc.

 

Advocating for Financially and Socially .. - Consumer Affairs Victoria

 

The Consumer Credit Legal Service ('CCLS') is an independent non-profit .. The training workshops were targeted at pro bono and community lawyers and at ..

 

Regulatory Guide RG 203 Do I need a credit licence?

 

National Consumer Credit Protection Act 2009. .... lender; or. • gives or sends a notice to a borrower or guarantor on behalf of a lender. Lawyer.

find LEGAL answers [Lawyers practice manual NSW.. ]

 

Description: Information about lawyer/client relationship, criminal law, .. consumer law, social security, disability law, credit and debt, wills and ..

 

A LOAN IN LEASE CLOTHING - Consumer Affairs Victoria

 

Produced with funding from the Consumer Credit Fund of Victoria .... understand even for the professionals (lawyers and financial counsellors) assisting clients.

Managing debt - Consumer Affairs Victoria

 

2 days ago – Victorian Property Fund grants · Consumer Credit Fund grants .. assistance, how to cancel a direct debit, sample letters, finding a lawyer ..

find LEGAL answers resources, grouped by language: English

 

Title: Accidents and injuries, Vol 2, Lawyers practice manual NSW .... This issue examines the National Consumer Credit Protection Act and the ..

Consumer Affairs Victoria - Resources and education - Legislation ..

 

.. instalment contracts and the Consumer Credit Code consultation package .. On 10 November 2004, Attorney-General Rob Hulls and the former Minister for .. assess the current regulatory regime to determine what risks consumers face ..

 

CLAYTON UTZ

 

Dear SirfMadam. National Consumer Credit Reform Legislation: Submission by Clayton Utz. Darwin. Clayton Utz. Lawyers. Lcvcls 19-35. No. l O'Connell Street ..

 

FACT SHEET 2 HOW TO COMMENCE A GENERAL PROCEDURE ..

 

you have a credit card. The form is also .. If your claim is a consumer/trader claim you will need .. Parties are entitled to be represented by a lawyer. However ..

 

Submission: Exposure Draft: National Consumer Credit Protection ..

 

It's important for lawyers to be able to advertise to lenders etc. The proviso should be limited to not advertising credit services to consumers. 26(2). The NCCP ..

 

Department of Justice and Industrial Relations

 

the Director, Consumer Affairs and Fair Trading pursuant to section 11 of the Consumer. Credit (Tasmania) Act 1996; and. • the Attorney-General pursuant to ..

Glossary

 

A power of attorney (q.v.) or guardianship which continues to have effect even if the ... A credit provider that has an arrangement with a supplier of goods that ..

Complaints - Where to make a complaint in Western Australia

 

A comprehensive list is available on the Consumers Online Website which allows you .. Credit unions and building societies (see Banks and financial institutions) .. Lawyers Life insurance (see Insurance) Local government (see Government ..

 

091113 FINAL Draft_Explanatory_Statement_for_credit regs.rtf

 

The National Consumer Credit Protection Act 2009 (Credit Act) applies to the provision of ... an attorney appointed under an enduring power of attorney; and ..

 

Complaint form

 

Competitor. Consumer Advocate or Financial Counsellor. Credit Consumer. Creditor. Customer. Employee. General public. Investor/shareholder. Lawyer. Media ..

Legislation and Regulation

 

Business Contracts · Dispute Resolution · Hiring a Lawyer .. A business may supply a customer with a maximum of 2 standard drinks (or 1 litre of takeaway ... may be affected by changes to the National Consumer Credit Protection legislation.

 

Type document title here (limit 2 lines)

 

NSW Department of Justice and Attorney General .. Customer Service Officers and Customer Service Assistants .... broad range of consumer credit matters.

Consumer & business directory—quick links

 

50+ items – Expand or contract this item Consumer & business directory ..

Aboriginal and Torres Strait Islander Women's Legal and Advocacy Service, QLD

Consumer Credit Legal Centre (CCLC), NSW

 

2010‑2011 The Parliament of the Commonwealth of Australia ..

 

Consumer Credit and Corporations Legislation Amendment (Enhancements) .... practising lawyer means a person who is admitted to the legal profession by a ..

 

Legal Aid Queensland submission to National Consumer Credit ..

 

Unit (CPU) with a focus on consumer credit which is staffed by 3 full time lawyers. That unit provides direct advice to over 1000 Queenslanders each year and ..

 

t Low-income judgment debtors get the .. - Consumer Affairs Victoria

 

report in June 1999 on its Fringe Credit. Provider Project .. provisions of the Consumer Credit Code by having ... activities of consumer lawyers can translate ..

 

Directline Finance Pty Ltd - Submission to the National Credit ..

 

Phase II of the National Consumer Credit Protection Laws. In regard to the .... approach a community advisor or a consumer advocacy lawyer. But this is rare.

 

Queensland

 

Lawyers' Reform Association for an elder and consumer credit law stakeholder training program; and. • North Queensland Women's Legal Service for an elder & ..

 

National Consumer Credit Protection Bill 2009

 

National Consumer Credit Protection (NCCP) Bill as we are of the view it should not regulate the .. lawyers, insurers, government and the business community.

 

Australian Credit Forum - Submission: An Australian Consumer Law ..

 

accountants, lawyers, insolvency practitioners, mercantile agents, credit training and reporting agencies in both consumer and commercial areas, in Australia ..

 

Saving the house and car The New NCCP Act and National credit ..

 

National credit code. Family and criminal lawyers are poverty lawyers too! •Key features of the new National Consumer. Credit Protection Act (2009) starts 1 July ..

 

Book up: Some consumer problems

 

by G Renouf - 2002 - - protection jurisdiction for consumer credit from 11 March 2002. ... lawyer who has worked for community legal centres and Aboriginal legal aid services over the ..

Consumer rights & protection (Victoria Online)

 

6 days ago – Information about consumer rights and protection can be found on Victoria .. Immigration, Law Enforcement, the Postal Industry and the Taxation. .. The background to the new credit laws and ASIC's implementation process.

 

Issues Paper - Unconscionable Conduct - Submission from ..

 

Laws and the Australian Consumer Law (including unfair contract provisions). We recently made a .. Investments Commission Act (ASIC Act), the Uniform Consumer Credit Code (UCCC) which is ... Corporate Lawyer, on (02) 9231 5877.

 

ACCC report

 

Publishing, Australian Competition and Consumer Commission, GPO Box 3131, .... By late 2009 the Uniform Consumer Credit Code (UCCC), currently state and .... Debtors have the right to authorise a third party, such as a lawyer or financial ..

 

Consumer Credit and Corporations Legislation Amendment ..

 

This Act may be cited as the Consumer Credit and Corporations. 6. Legislation .... practising lawyer means a person who is admitted to the legal. 6 profession ..

 

Report Part 2 - Credit Reporting

 

credit information may have serious consequences for consumers. .... 21 Attorney-General's Department, A guide to framing Commonwealth offences, civil ..

Older people and the law

 

Attorney General's Department. Mr Peter .. Consumer Credit Legal Centre (NSW) Inc. Ms Karen .. Australian Competition and Consumer Commission. Mr Mark ..

 

1. Introduction; 2. The meaning of “Credit Activity” (DEF5).

 

This submission has been prepared by the Consumer Credit Legal Service of ... every year to maintain their practising certificates (lawyers) or accreditation ( ..

National Consumer Credit Protection Regulations 2010

 

Attorney‑General's Department, Canberra. Contents ... 94 Proportionate rebate of consumer credit insurance premium 131. 95 Notice of right to ..

 

RULES FOR USE OF THE CERTIFICATION TRADE MARK ..

 

Date: 17/O2/2011 4:45:28 PM From: Gadens Lawyers To: 0262837999 Page: 3/38 ... the National Consumer Credit Protection Act or other relevant legislation; ..

Consumer & business directory—quick links - ACCC

 

60+ items – Consumer & business directory—quick links. Indigenous.

Aboriginal & Torres Strait Islander Legal Service (QLD South) Ltd

The ..

Aboriginal & Torres Strait Islander Legal Services Website

This ..

 

Min-it Software Joint Submission – Compensation and financial ..

 

National Consumer Credit Protection Bill 2009 and National Consumer Credit .. lawyers but small business owners who do understand their business; it is their ..

 

SUBMISSION TO - Attorney-General's Department

 

As the impact of the licensing requirements under the National Consumer Credit Protection Act are not clearly understood, we recommend that further ..

Australian Securities and Investments Commission - Annual ..

 

securitisation bodies under the National Consumer Credit Protection Act 2009 and the .. Lawyer, Investment Managers and Superannuation ..

 

ASIC has updated Regulatory Guide 209 Credit licensing ..

 

Act) and their professional advisers (such as lawyers). It gives guidance on the .... such as the National Consumer Credit Protection Act 2009.

 

NCCP Licensing Regime

 

Consumer Credit Protection (NCCP) licensing regime. We appreciate the .... required of other professionals, such as lawyers and accountants. It is based on ..

 

INSURANCE

 

the draft consumer credit regime. Insurance Council members such as those that are authorised by APRA to provide lender's mortgage insurance (LMl)2 and ..

National Consumer Credit Protection Act 2009 - Comlaw Home

 

.. Protection, Part 5‑4—Fees imposed by the National Consumer Credit Protection (Fees) Act 2009 .. Attorney‑General's Department, Canberra ..

 

Consumer Credit Review Submission by National Australia Bank

 

3. suggestions to improve the administration of the Uniform Consumer Credit Code. (the Code); .... explained to plaintiffs by their lawyers. It is harsh and arbitrary ..

 

The Australian Consumer Law - A guide to provisions

 

Attorney-General's Department ... Enforcement relating to the safety of consumer goods and product-related services ............35 .. PART 5-5 LIABILITY OF SUPPLIERS AND CREDIT PROVIDERS..............................................55 ..

 

111118 MinisterO'Connor StatCause AFC Comments 2B

 

Act, National Consumer Credit Protection Laws, Voluntary Codes, .. me or Helen Gordon, Corporate Lawyer, by phone 02 9231 5877 or via ..

Australian Securities and Investments Commission - ASIC credit ..

 

Publications Newsletters Keep up to date with the consumer credit reforms .. Keep up with the latest developments in credit regulation with our .. Financial counsellor, Professional adviser (eg Lawyer, Accountant), other ..

find LEGAL answers - Courts and Tribunals - Consumer Trader and ..

 

Jump to ‎: Title: Consumer rights, Vol 2, Lawyers practice manual NSW .. Consumer, Trader and Tenancy Tribunal; conusmer credit.

 

Homesec Finance Express - Submission to the National Credit ..

 

Phase II of the National Consumer Credit Protection Laws. We respectfully .... approach a community advisor or a consumer advocacy lawyer. But this is rare.

 

Debt collection practices in Australia

 

Publishing, Australian Competition and Consumer Commission, GPO Box 3131, .... By late 2009 the Uniform Consumer Credit Code (UCCC), currently state and .... Debtors have the right to authorise a third party, such as a lawyer or financial ..

 

Australian Corporate Lawyers Association - Submission to Exposure ..

 

The Australian Consumer Law Consultation on Draft Regulations .. lawyers constitute approximately 30% of the total Australian legal profession, ... fit with Division 1 of Part 5-5 of the ACL concerning linked credit contracts.

 

GE Captial - Submission to the National Credit Reform Green Paper

 

lt is worth noting that the impact of the national credit reforms for consumer credit is ... Our customers often engage lawyers, accountants, tax advisers and other ..

 

2 September 2011 Bankruptcy Policy Branch Attorney-General's ..

 

Bankruptcy Policy Branch Attorney-General's Department 3–5 National .. ASIC's role under the National Consumer Credit Code in regulating advice given to ..

National Consumer Credit Protection Act 2009 - Comlaw Home

 

National Consumer Credit Protection Act 2009. - C2010C00248 .. Drafting and Publishing, Attorney‑General's Department, Canberra. Contents ..

Consumer & business directory—quick links - ACCC

 

60+ items – Consumer & business directory—quick links. Financial ..

ACOSS (Australian Council of Social Service)

Australian Financial Counselling and Credit Reform Association (AFCCRA)

 

Regulation 23 - Activities exempt from being credit activities - Treasury

 

Rich Text Format - The National Consumer Credit Protection Act 2009 (Act) applies to the provision of credit .... These exemptions will enable lawyers to act for either borrowers or ..

Selling your house privately : Department of Justice and Attorney..

 

Make a complaint · Consumer rights and responsibilities · Indigenous consumers .. Credit and finance .. Do you know your consumer rights?

Links - Australian Privacy Commissioner

 

Australian Consumers Association · Australian Lawyers for Human Rights .. Consumer Credit Legal Service (NSW) · Consumers' Federation of ..

 

Exposure Draft National Consumer Credit Protection Amendment ..

 

Rich Text Format - if they are a credit provider, the licensee reasonably believes the consumer ... If the credit provider is aware the debtor has a practice lawyer acting for them, the ..

Older People and The Law - online guide - Lawlink Corporate ..

 

The NSW Young Lawyers' Pro Bono and Community Services Taskforce ... Credit; More information for consumers; How to resolve a consumer ..

Report 107 (2006) - Guaranteeing someone else's debts - Law ..

 

CLARK, E, Young People and Consumer Credit: Summary ... MEGARRY, R, A Second Miscellany-at-Law: A Further Diversion for Lawyers and ..

Conveyancing - NSW Fair Trading

 

Rights & responsibilities · Consumer guarantees, warranties & refunds .. a Lawyer' page on the Law Society's website www.lawsociety.com.au ..

Credit providers | ALRC

 

The Consumer Credit Code, which has been adopted by all state and territory ... doctors, dentists, lawyers and plumbers leaving very few entities that could not ..

Consumer Credit Factsheet

 

Information on Consumer Credit Code, application of Code, types of credit covered, duties of credit providers and consumers, hire agreements, ..

 

#CLC Review

 

Commonwealth Attorney General .... and Commonwealth Attorneys General in consultation with the Community Legal .... Consumer Credit Legal Service (WA) ..

 

Factsheet - Consumer Credit

 

A Note About The Consumer Credit (Tasmania) Code. The Consumer .. a lawyer before making a decision about what to do. The information in ..

 

ASIC Report 226

 

under the Corporations Act 2001, National Consumer Credit Protection Act. 2009 or .... relief to lawyers and funders involved in legal proceedings structured as ..

 

Australian Consumer Law - Sales Practices Guide

 

Western Australia Department of Commerce, Consumer Protection. Copyright .. Attorney-General's Department ... send unsolicited credit cards or debit cards.

 

Min-it Software Joint Submission – General Conduct Obligations of ..

 

Consumer Credit Protection Bill 2009 and National Consumer Credit Protection ( .. ASIC must remember that it is dealing not with lawyers but small business ..

 

National Consumer Credit Protection Amendment Regulations 2010 ..

 

These Regulations are the National Consumer Credit. Protection Amendment .. lawyer, for the purpose of regulation 24 has the meaning given ..

 

The liability of finance brokers and other .. - Consumer Affairs Victoria

 

While many issues arising in respect to consumer credit contracts are .... The broker recommended that the father see a lawyer about the transaction but, to the ..

 

Your Ref:

 

The way in which defects in the Uniform Consumer Credit Code (UCCC) were .. are drawn from the legal profession in Queensland and include senior lawyers ..

 

Blank A4

 

3 COMPETENCY STANDARDS FOR ENTRY LEVEL LAWYERS 21 ... Credit will only be given for subjects taken as part of such a qualification if they are substantially .... This competency standard applies to the practice of consumer law.

Bankruptcy Legislation Amendment Bill 2009 - Exposure Draft

 

Australian Government: Attorney-General's Department Achieving a Just and Secure .. Consumer Credit Law Centre (NSW) Inc [PDF 64KB] ..

 

Lannock's credentials in making this submission

 

regarding consumer credit that are contained in exposure drafts released on 27 April .. as obtaining advice from accountants and lawyers and both of these ..

Browse Referral List

 

Particularly home and contents insurance, consumer credit, life insurance, income .. the conduct of lawyers in Tasmania. complaints must be lodged in writing.

Areas of expertise

 

The Consumer Protection Unit provides specialist advice and casework .. problems with door-to-door sales; problems with fringe credit providers. .. Legal Aid Queensland coordinates the Queensland duty lawyer program.

Hiring a Lawyer

 

.. of a lawyer. While many business owners assume that lawyers are only necessary in times of dispute. .. Australian Consumer Law · Trade Measurement ..

 

Report: Inquiry into Consumer Credit and Corporations Legislation ..

 

as a matter requiring consideration under phase two of the consumer credit reforms.1 .... painters, boiler makers, sales people, ministers, lawyers, dentists, ..

 

Debra Kruse Deputy General Counsel GE Capital

 

Acting Senior Lawyer .. affecting the regulation consumer credit. .. l"AS|C"l in connection with the National Consumer Credit Protection Bill 2009 and related ..

 

National Consumer Credit Protection Bill 2009 – Exposure Draft

 

Rich Text Format - National Consumer Credit Protection Bill 2009 - Exposure Draft .. that a full explanation be obtained from the consumer's lawyer explaining the circumstances ..

- Other Disputes at VCAT - Credit Contracts - Case Studies

 

Other Disputes at VCAT - Credit Contracts - Case Studies .. by the breaches and who had contacted the bank or lawyers before the tribunal gave its decision in the case. - see ANZ v Various Debtors, Director of Consumer Affairs Victoria ..

Federal Magistrates Court Amendment Rules 2011 (No. 1)

 

rule 46.4. To grant leave for a party to a small claims proceeding to be represented by a lawyer. National Consumer Credit Protection Act 2009 ..

 

In its annual report 2006, the Consumer Credit Legal Service (CCLS ..

 

While many issues arising in respect to consumer credit contracts are regulated .... The Cooks claimed that they were instructed by their lawyers to change the ..

 

Credit Ombudsman Service Limited

 

While some non-bank consumer credit providers are covered by COSL (and ... Lawyers, Clayton Utz Lawyers, National Finance Federation, Australian Finance ..

Lawlink NSW: Appendix B: Select bibliography

 

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EACH - Submission: An Australian Consumer Law: Fair Markets ..

 

They are not lawyers .. The Uniform Consumer Credit Code (UCCC) as it stands today has .. Section 66 of the Consumer Credit Code: ..

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Action for Community Living, VIC (ACL)

The ACL is a statewide cross ..

Advocacy Tasmania

Advocacy Tasmania Inc. is an ..

 

Submission of Unfair Terms in Contract

 

private lawyers in representing legally aided people. The submission .. Consumer Credit Code, Trade Practices Act 1975 (Cth), unfair terms in contracts remain ..

 

1.3MB - Treasury

 

Rich Text Format - Wesley Mission has a strong interest in the issue of consumer credit cards. .. Advice provided by lawyers to consumers who enter into reverse ..

Australian Securities and Investments Commission - Speeches portal

 

Putting the 'mort' back in mortgage – a pocket guide to the global credit crisis, an edited .. An address by Jeffrey Lucy AM ASIC Chairman, at the Consumer Affairs .. to the Australian Corporate Lawyers Association National Conference 2005, ..

 

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Debra Kruse Deputy General Counsel GE Capital

 

Lawyer. Strategic Policy. Australian Securities and Investments Commission .. connection with the National Consumer Credit Protection Bill 2009 and related ..

ACCESS TO NON-GOVERNMENT INFORMATION

 

Under the Fair Trading Act 1987 consumers about whom a credit bureau or agency ... However, a lawyer does not have to disclose speculations, memos or any ..

 

Australian Finance Conference - Submission to the National Credit ..

 

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Australian Finance Conference – Submission to Exposure Draft of ..

 

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CONSUMERS AND CONTRACTS

 

In some cases it might be necessary to have a lawyer take the matter to court, but for many consumer problems the cost and risk of doing this ..

 

Consumer Credit Legal Service of Western Australia - Submission ..

 

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Report: Consumer Credit Protection Amendment (Fees) Bill 2011

 

other things, the national regulator for consumer credit and .... advice from lawyers whom the agency is allowed to use in the proceedings indicating that there ..

 

National Consumer Credit Protection (Transitional and ..

 

These Regulations are the National Consumer Credit. Protection .... exempted: (a) the providing of credit assistance by a lawyer in his or her ..

FINANCIAL MATTERS - Browse Referral List

 

Telephone advice service for consumers covering problems related to debt, bankruptcy, credit cards, sales, mortgages, credit reporting, loans, credit contracts.

Lawlink NSW: 1. Introduction

 

1.1 Third party guarantees are often undertaken when a credit provider will .. 1999 the New South Wales Attorney General asked the New South Wales ... Radmila Jukic, Till Debt do us Part (Consumer Credit Legal Service, ..

find LEGAL answers - Crime and Offences - Arrest

 

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Are you struggling to pay a loan?

 

this they must, under the Consumer Credit Code, serve you .... should be made, you must appear before the Court in person or by your lawyer and you shall be ..

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Advocacy Tasmania

Advocacy Tasmania Inc. is an independent, non ..

Aged Care Australia

Aged Care Australia is the Australian Government ..

The Australian Consumer Law - Consumers 2011 - Speakers

 

Christian Mikula, Manager, Investor Protection and Credit Unit, Corporations and .. David Coorey, Senior Lawyer, Consumer Law Team, Civil Litigation Section, ..

 

Submission from Australian Finance Conference - Exposure Draft ..

 

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Law reform

 

13/8/04 The Attorney General has asked the Privacy Commissioner to ... Draft National Consumer Credit Reform legislation; Submission to the ..

 

EXPLANATORY STATEMENT

 

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Consumer Advocacy in Victoria

 

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Dealing with book up: a guide - Chapter 6 The law

 

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PDF - 25 Kb - Productivity Commission

 

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HOUSE OF REPRESENTATIVES

 

National Consumer Credit Protection Amendment (Home Loans and .. GORDON, Ms Helen Mary, Regional Director and Corporate Lawyer, ..

Debt for creditors

 

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30 October 2009 Ms Sophie Waller Senior Lawyer Strategic Policy ..

 

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Do you need a credit licence? - Australian Securities and ..

 

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NCA – CREDIT BILL No. 2 ENHANCEMENT REFORMS – SMALL ..

 

Manager - Consumer Credit Unit. Corporations and Financial Services Division. The Treasury. By email: christian.mikula@treasury.gov.au ..

 

An Australian Consumer Law: Fair Markets - Confident Consumers

 

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Australian Children's Television Foundation (ACTF)

The Australian ..

Australian Human Rights Commission

The Commission is ..

 

FSU

 

Acting Senior Lawyer. FSU .. Consultation Paper 113: Training and competence for credit licensees .. intended by the National Consumer Credit Protection Bill.

 

Submission: Trade Practices Amendment (Australian Consumer ..

 

We also have a specialist Consumer Protection Unit (CPU) with a focus on consumer credit which is staffed by 3 full time lawyers. That unit ..

 

Money Centre Fortitude Valley Brisbane

 

Draft National Consumer Credit Protection Bill, .. Delivers a single, standard, nationally consistent consumer credit law. ... Why doesn't it cap lawyer's fees?

 

Mortgage and Finance Assocation of Australia - Submission to the ..

 

.. is aware, MFAA was strongly supportive of the National Consumer Credit .. professionals, whether accountants, lawyers, or financial planners, prior to seeking ..

 

Consumers 2011 - Conference Program

 

Senior Lawyer, Consumer Law Team, Civil Litigation Section, Legal Aid. Commission of .. Consumer Credit Legal Centre (NSW); Shivanthi Fernando, Manager ..

 

Exposure Draft: National Consumer Credit Regime

 

comments on the proposed National Consumer Credit Regime on or ... industry) that will have to engage lawyers and other consultants to ..

The Australian Consumer Law - Consumers 2011 - Program

 

A lecture on current issues in consumer policy presented by the Australian .. La Trobe University and David Coorey, Senior Lawyer, Consumer Law Team .. and financial Services, superannuation and consumer credit Link to external website ..

Basic consumer rights

 

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Human Rights and Equal Opportunity Commission Website

 

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Building and renovating: a guide for consumers

 

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- w '1

 

Acting Senior Lawyer .. Dun & Bradstreet (D&B) is Australia's leading provider of credit reporting, business .. National Consumer Credit Protection Bill 2009.

 

Commercial notes

 

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Legal Aid

 

We also have a specialist Consumer. Protection Unit (CPU) with a focus on consumer credit which is staffed by 3 full time lawyers. That unit ..

National Consumer Credit Protection Act 2009

 

.. by: Treasury. Originating Bill: National Consumer Credit Protection Bill 2009 .... Transfers—entitlement to practise as a lawyer............ 203 ..

 

National Consumer Credit Protection Bill 2009 - The Law Council of ..

 

states continue to pass legislation governing consumer credit. ... grateful that Treasury has seen fit to provide an exemption for lawyers in the ..

 

SUBMISSION ON LOANS AND RELATED FINANCIAL MATTERS ..

 

property vendors, lawyers and their related companies, so as to establish an ongoing .... Consumer Credit Code says that a credit contract must not impose a ..

 

Submission: Trade Practices Amendment (Australian Consumer ..

 

We also have a specialist Consumer Protection. Unit (CPU) with a focus on consumer credit which is staffed by 3 full time lawyers. That unit ..

 

9 August 2010 Prashanti Ravindra Lawyer Strategic Policy ..

 

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National Consumer Credit Protection Bill 2009

 

National Consumer Credit Protection Bill 2009. - C2009B00148 .... Transfers—entitlement to practise as a lawyer............ 203. 198.

 

Our Ref: DET:cmca 14 August 2009

 

to consumer credit and debt and we have regular communications with other advocates, including financial counsellors and consumer lawyers.

 

Submission re Credit Amendments August 2011

 

key partners, RLC specialist lawyers and advocates provide free advice, .. inform consumers of their options with regard to small amount credit ..

Lawlink NSW: Bibliography

 

JUKIC, R, 'Till Debt us do Part (Consumer Credit Legal Service, Melbourne .. for Consumer Affairs and Co-operative Societies and the Attorney ..

Department of Justice

 

.. NT Attorney General Delia Lawrie, and review chair Jodeen Carney. .. This is in light of the Ministerial Council on Consumer Affairs' objectives to develop: an understanding of the new model for credit regulation and what it ..

Retirement village dispute resolution : Department of Justice and ..

 

Make a complaint · Consumer rights and responsibilities · Indigenous ... Lawyers may represent the parties if the mediator approves.

 

Agency: Attorney General's Department since 1 July 2011

 

Department of Justice and Attorney-. General .. Consumer Credit Legal Centre NSW. Inc .. particularly credit, banking and insurance issues ..

Parliament of Australia:Senate:Committees:Corporations and ..

 

.. funds;; Regulation of consumer credit; and; Regulation of the not-for-profit sector. .... Our interests and the Attorney-General's interests are entirely consistent.

 

Information Sheet

 

As Australia's corporate, markets, financial services and consumer credit regulator, we strive .... with anyone (other than your lawyer) for a period of time.

 

Short Term and Bridging Finance Association - Submission to the ..

 

Phase II of the National Consumer Credit Protection Laws. We respectfully .... approach a community advisor or a consumer advocacy lawyer. But this is rare.

 

21 August 2009 Gillian Kreuiter, Acting Senior Lawyer, Strategic ..

 

Acting Senior Lawyer,. Strategic Policy, .. credit aims to boost consumer protection and raise standards in the credit industry”. We see no ..

 

10 things you should know about credit - Consumer Affairs Victoria ..

 

When used responsibly, credit can help you manage your finances, but .. contact Consumer Affairs Victoria's. ¤ credit advice ... financial counsellor or a lawyer.

 

SENATE

 

finance, equipment finance, insolvency and also consumer credit. I have spent some 17 years as a lawyer and then as a partner with Mallesons ..

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The Consumer Credit Legal Centre is a specialist community legal centre .. books in public libraries, and lawyer's tools available at the State ..

 

Consultation Paper 165 Credit Assistance for home loans ..

 

Acting Senior Lawyer, Strategic Policy. Australian Securities & .. National Consumer Credit Protection Act 2009 (NCCP). The NCCP draws a ..

Parliament of Australia:Senate:Committees:Economics Committees ..

 

[1] Explanatory Memorandum, National Consumer Credit Protection Bill .. have received written legal advice from lawyers whom the agency is ..

 

A report to ASIC on the finance and mortgage broker industry

 

The Consumer Credit Legal Centre (NSW) Inc. would like to thank a number of .... including real estate agents, accountants, lawyers, collection agencies, car ..

Practice Direction 19

 

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Q U e e n S I d Law Society House, 119 Ann Street, Brisbane om ..

 

lawyers experienced in banking and finance who act for lenders and for consumers, academics with expertise in consumer credit and consumer case-workers.

 

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Credit, loans and debt

 

consistent system of consumer credit for all Australians. To find out more .... If a large amount of money is involved, talk with a lawyer or get free legal advice to ..

 

Consultation Paper CP 135 Mortgage early exit fees ..

 

National Consumer Credit Protection Act 2009 (National Credit Act) as at ... Lawyer. Strategic Policy. Australian Securities and Investments Commission ..

 

Australian Collectors & Debt Buyers Association Submission ASIC ..

 

Acting Senior Lawyer. Strategic .. the National Consumer Credit Protection (NCCP) regime. .. Debt collectors have no contractual relationship with consumers ..

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Australian Securities and Investments Commission - Roadshow ..

 

Greg Kirk, Senior Executive Leader – Credit Taskforce .. ASIC Taskforce working to implement the new consumer credit reform program. .. roles as Director, National Complaints Management, leading a team of 80 lawyers, ..

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Australasian Retail Credit Association 86.40kb .. Consumer Credit Legal Centre (NSW) Inc 403.00kb .. Minter Ellison Lawyers 436.98kb ..

Legal Services Commission of South Australia - Pamphlets & Booklets

 

Enduring Power of Attorney Kit (for financial matters only) .. Published by Legal Aid New South Wales & Consumer Credit Legal Centre NSW (98 page PDF ..

 

OMBUDSMAN Egxepl one _@2;E§p6399

 

FOS has been involved in the Treasury Consumer Credit Working Group that has contributed to the formation of the National Consumer Credit Protection ..

 

Fast Acess Finance Pty Ltd - Submission to the National Credit ..

 

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Compensation and financial resources arrangements for credit ..

 

The National Consumer Credit Protection Bill 2009 (National Credit Bill) .. Regulation of consumer credit in the new regime will be the responsibility of. ASIC.

 

ASIC Annual Report 2009-2010 Part 3

 

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Service Tasmania Online: Employment and workplace Industrial ..

 

10+ items – Tasmania · Service Tasmania · Tasmania Online Contact • ..

Legal Aid Commission of Tasmania: factsheets

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Safe Work Australia

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Legislation

 

.. Consumer Credit (SA) Act 1995 State administrative appeals; Consumer ... Legal Practitioners Act 1981 Complaints against lawyers Disputes about costs ..

Consumer Factsheets Index

 

List of factsheets on Consumer law. Includes consumer credit, insurance and customer rights.

 

11\ivEsT1\/1s1\r'r

 

Lawyer. Strategic Policy. GPO Box 9827. ASIC Submitted By Fax Only (U3) 9230 ... 3 Consumer Credit— Credit given by shops, banks and other finar||:ia| ..

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9.3 The Consumer Credit (New South Wales) Code (“Consumer Credit .... Women Lawyers Association of NSW, Submission at 7; Women's ..

 

DRAFT ONLY National Consumer Credit Protection (Transitional ..

 

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The Hon Robert McClelland MP Attorney-General Parliament House ..

 

accompany the client to a legal advice appointment with a lawyer or advisor in our ... to meet increasing needs in areas such as migration and consumer credit.

find LEGAL answers - Children and Young People - Care and ..

 

Title: Children, Vol 2, Lawyers practice manual NSW .. villages, consumer law, social security, disability law, credit and debt, wills and estates, ..

 

Banking and Financial Services Ombudsman Limited

 

In our previous submission, we set out our view that consumer credit providers ... and consumer lawyers who assist vulnerable and disadvantaged consumers ..

 

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[XLS]

Sheet1 - Attorney-General's Department

 

Microsoft Excel16, 11/65, 2011 Media Releases from Attorney-General and Minister. 17, 11/16997 .... 182, 11/1059, AJD - JPB - ELFS - Scrutiny - Consumer Credit Reforms ..

 

Elder abuse prevention

 

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Sample letter: Request for hardship variation for a loan regulated by ..

 

(A financial counsellor or lawyer can let you know if your loan is regulated). [Date] .. Code (Schedule 1 of the National Consumer Credit Protection Act 2009).

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Submission from SEQUAL - Exposure Draft - National Consumer ..

 

the National Consumer Credit. Protection .. It is unreasonable to prohibit credit providers .. considered reasonable efforts to contact the debtor, their lawyer etc.

Debt recovery

 

Australian Consumer Law · Trade Measurement · Red Tape .. You may still incur bad debts even with sound credit management policies and procedures. There are a .. Either you or your lawyer can draft a letter of demand. The Arts Law ..

 

Submission: Inquiry into the National Consumer Credit Protection ..

 

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Responsible lending

 

the National Consumer Credit Protection Bill 2009. We are seeking .. Regulation of consumer credit by the Commonwealth ................... 6 ..

Lawlink NSW: 5. The guarantee transaction

 

5.6 Some lawyers still feel that the documentation remains complex. ... The Uniform Consumer Credit Code provides some regulation of all ..

 

CONSUMER ISSUES AND REGULATORY OPTIONS CONSUMER

 

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25 September 2007 Jesse Vermiglio Lawyer, Regulatory Policy ..

 

Lawyer, Regulatory Policy. Australian Securities ... insurance and consumer credit insurance is possibly the only example where this approach ..

 

Appendix II: Examples of Unfair Terms in Consumer Credit Contracts

 

Rich Text Format - Such clauses are also found in other consumer credit facilities apart from ... no obligation to defend you or to pay costs, damages or attorney's fees for, any claim ..

 

Payday Lending in Victoria - Consumer Affairs Victoria

 

by D Wilson - 2002 - - The Consumer Law Centre Victoria is one of Australia's leading consumer advocacy .... Tim Gough and Carolyn Bond (Consumer Credit Legal Service); Marilyn .. preparation of the final publication and Melanie Casley, secondee lawyer as ..

Need legal help?

 

Can I get a lawyer to represent me in court? .. you've been the victim of a consumer rip-off, been added to a credit blacklist, harrassed by debt ..

Inheritance scam in your letterbox

 

Thompson & Lawyers, David T Duddias, Thomson & Associates, David Lopez- .. The personal and private nature of this letter has seen Australian consumers ..

 

SENATE

 

GORDON, Ms Helen Mary, Regional Director and Corporate Lawyer, .. LANE, Ms Katherine, Principal Solicitor, Consumer Credit Legal Centre ..

 

INSURANCE COUNCIL

 

Ms Chloe Youl. Lawyer, Strategic Policy .. that will apply to credit licensees under the National Consumer Credit Protection Act 2009. (the Act).

 

Consultation paper 115 – Responsible Lending submission

 

National Consumer Credit Protection Bill (NCCP) and comprehensive credit reporting will cause unnecessary additional implementation impacts and an ..

Fremantle Community Legal Centre - City of Fremantle

 

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Submission: Consumer Credit and Corporations Legislation ..

 

Credit, Commercial and Consumer Law (CCCL) Program - Law and Justice .... Attorney-General (Qld) by way of a grant from the Legal Practitioner Interest on ..

 

SENATE

 

by COF AUSTRALIA - Reference: National Consumer Credit Protection Bill 2009. MONDAY, 24 AUGUST ... WILLIAMS, Mr Troy, Lawyer, Abacus-Australian Mutuals .

Buying goods and services

 

This Site: Consumer rights .. Contracts, consumer credit, guarantees ... you have a legal problem, you should seek legal advice from a lawyer.

 

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THE FINANCE BROKERS ASSOCIATION OF AUSTRALIA (FBAA ..

 

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Submission in response to the

 

Rich Text Format - Consumer Credit Legal Centre applauds a number of initiatives that form .... for certain credit activities carried out by lawyers in the Regulations ..

 

John Kenneth Shields - Australian Securities and Investments ..

 

Executive Director, a lawyer with extensive public .... Consumers require clear, effective and concise .... Su Mahalingham, Consumer Credit Legal Service (WA) ..

 

Credit, loans and debt

 

consistent system of consumer credit for all Australians. .. the Australian Government's consumer credit website at .... is involved, talk with a lawyer or get ..

Payout or assignment of contracts on chattels

 

.. etc) that are still under a lease or consumer credit contract but are to be .. be passed on to the land broker or lawyer acting for the purchaser.

 

Legal Aid Commission of New South Wales - Submission to the ..

 

lawyers in representing legally aided people. Our experience in .. has recognised expertise in the area of consumer credit law and has made ..

 

Exposure draft 1 – National Consumer Credit Protection Regulations ..

 

Proportionate rebate of consumer credit insurance premium. 81 .... (3) If the memorandum of appointment, or power of attorney, lodged under ..

CONSUMER SERVICES - Browse Referral List

 

Abacus - Australian Mutuals (the Association of Building Societies and Credit Unions) was .. Apart form Internet complaints, consumers will need to first lodge a written ... If you have a legal problem you should talk to a lawyer before making a ..

 

Legal training for non-lawyers

 

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Attorney General's Department - Media Releases

 

Attorney-General Robert McClelland today announced that the .... for Darwin residents who are experiencing debt or credit problems. .... 8 July 2010 - Launch of consumer survery on National Legal Profession Reform ..

 

Submission No. 10

 

Unit (CPU) with a focus on consumer credit and consumer injustices which is staffed by 3 full time lawyers. That unit provides direct advice to ..

 

Submission in response to the Civil Proceedings Bill 2010 ..

 

General of the Department of Justice and Attorney-General dated 12 ... 3 Pursuant to s 80 Consumer Credit Code (if applicable) and s 84 Property Law Act 1974 ..

Tasmania Online: Business and economy Consumer affairs and ..

 

Includes advice on consumer credit, insurance, consumer rights, arrest and .. parental responsibility, family law, bankruptcy, powers of attorney, wills and ..

 

Law Society of New South Wales Government Solicitors CLE ..

 

On 16 May 2008, the Australian Attorney-General, the Hon Robert .. At around the same time, the Australian consumer credit movement started ..

find LEGAL answers - Wills and Estates - Wills

 

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01. Understanding Civil Proceedings Apr 2011

 

In this jurisdiction a lawyer can represent you. However, if the .. If you make a claim under this procedure a lawyer ... Consumer Credit Legal Service. Level 1 ..

 

Training and competence for credit licensees

 

Consumer Credit Protection Bill as at 29 July 2009. .. Regulation of consumer credit by the Commonwealth . ... Acting Senior Lawyer. Strategic ..

[XLS]

Summary Nov 2011 - Attorney-General's Department

 

Microsoft Excel1, Agency: Attorney General's Department since 1 July 2009 .. 15, Community Legal Services Program, Consumer Credit Legal Centre NSW, $220000, Maintain ..

Australian Central Credit Union v Malone

 

Consumer Credit Act (NT) .. Geeveekay Pty Ltd, Keogh and Keogh v Director of Consumer Affairs Victoria, .. Plaintiff: Cridland MB Lawyers ..

 

Submission from ANZ

 

Manager. Consumer Credit Unit .. By email consumercredit@treasury.gov.au .. such as community groups, accountants and lawyers who refer ..

directions hearing - Federal Court of Australia - information for litigants

 

emailing them at customer.service@fms.gov.au ; or. • visiting .. If the applicant is a corporation it must be represented by a lawyer unless the Court gives you leave .. Fees can be paid by cash, cheque, credit card or EFTPOS.

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Both the Contracts Review Act and the Consumer Credit Code ... apply for such an injunction.151 Further, the Attorney General or Minister may ..

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Cooling-off periods in Victoria - Consumer Affairs Victoria

 

reproduce any material from this publication contact Consumer Affairs Victoria. .... Any credit agreement ... 51 and Lawyers Conveyancing 2008, p. 2). In other ..

Mobile phone contracts

 

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Submission: Consumer Credit and Corporations Legislation ..

 

Consumer Credit Protection Act, which took effect from 1 July 2010, ... Listed as one of Australia's leading competition lawyers in the 'Best ..

Australian Securities and Investments Commission - Lenders-with ..

 

See: section 49(3A) of the National Consumer Credit Protections Act .. For the purposes of this audit, we believe a lawyer or a person with ..

Parliament of Australia: Senate: Committees: Finance and Public ..

 

3; Consumer Credit Legal Centre (NSW), Submission 66, p. .. [40] Ms Helen Gordon, Regional Director and Corporate Lawyer, Australian ..

 

Australian Finance Conference submission to National Consumer ..

 

Adequacy of Current Consumer Protection Laws. It is an established principle under Australian credit law that lenders are entitled to charge .. me or our Corporate Lawyer, Catherine Shand on (02) 9231 5877 or by email to ..

 

TRADE PRACTICES ACT REVIEW

 

In the late 1980s, the Consumer Credit Legal Service in Victoria objected to the .. utilities, pay day lending and fringe credit, regulation of lawyers, public ..

 

Australian Friendly Societies Association - Attorney-General's ..

 

cases consumer credit code, and most recently (and significantly) FSRA. These staff are not lawyers. Attempts to rush through new and complex laws without ..

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For more information, go to the Attorney General's Department on foreign .. However, with the exception of certain bulk items, letters of credit .. textiles and consumer items must be in the manufacturer's original packaging.

 

NCCPB Final

 

National Consumer Credit Protection Bill 2009 (Cth) .. Please do not hesitate to contact me directly or the LIV Commercial lawyer Michael ..

 

The Ministerial Council on Consumer Affairs Taking Action, Gaining ..

 

divisions of the SA Attorney General's Department. The Queensland ... has been provided from the consumer credit penalty fund to a number of non-government ..

 

Commentary on reverse mortgage amendments.

 

if they are a credit provider, the licensee reasonably believes the consumer .. attempts to contact) the debtor (or their lawyer, or a person who has a power of ..

 

Submission on Consumer Credit Report - Financial & Consumer ..

 

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Wollongong City Library: Library WebLinks: Weblinks Categories

 

.. the Gazettes, published by the Attorney-General's Department since July 2002. .. Consumer Credit Legal Centre NSW - A community legal centre specialising ..

 

- m Federation of Community Legal Centres (Vic) inc Cheryl Scarlett ..

 

consumer credit, finance, wills and estates, guardianship and administration, superannuation, powers of attorney and end of life decisions. Many of these legal ..

 

The responsibility of lawyers for the prevention, detection and ..

 

The lawyer trained in an atmosphere of strict ethical constraints and supervised .. Legislators tend to see these issues in terms of the consumer and public ... the credit of the legal profession that harsh economic times induce a reluctance to ..

 

In support of plain law: an answer to Francis Bennion

 

(c) a text otherwise addressed to lawyers [in the extended sense he gives .... Consumer Credit Act 1974 — with its unusual enactment of examples67 — is only ..

 

ABA Submission to Annual Review of Regulatory Burdens on ..

 

matters of banking, credit and financial services regulation as well as company laws. ... Licensing. The introduction of the new consumer credit laws is resulting in some replication .... lawyers (Law Council of Australia).

Appointing a solicitor to sell your house : Department of Justice and ..

 

Make a complaint · Consumer rights and responsibilities · Indigenous consumers .. Credit and finance .. Do you know your consumer rights? ... The State of Queensland (Department of Justice and Attorney-General) 2012.

 

REVIEW OF THE LAW OF NEGLIGENCE

 

The Consumer Law Centre Victoria (CLCV) is one of Australia's leading consumer .. insurance, utilities, pay day lending and fringe credit, regulation of lawyers, ..

Lawlink NSW: 2. The Current Law

 

The Consumer Credit (New South Wales) Code is the full name of the .... 1980 (NSW) which allows the Attorney General (or Minister for Fair ..

[XLS]

About Us - Legal Aid Public Website

 

Microsoft Excel - 4, Location, Number of lawyers ... 26, Port Pirie, WestSide Community Lawyers Inc, Spencer Gulf Office .. 27, Surry Hills, Consumer Credit Legal Centre ..

Report 107 (2006) - Guaranteeing someone else's debts - Law ..

 

5.3 The Consumer Credit Code defines a credit contract as “a contract .... Submission at 3; NSW Young Lawyers, Submission at 1; Financial ..

 

The Gazette

 

relationship between a lawyer and client is fundamental to a proper .. Management; the Consumer Credit Legal Centre; the Consumer Action Law Centre (Vic); ..

Third party access | ALRC

 

59.39 Part IIIA places some specific constraints on direct access to credit reporting .. (ie they do not need to be lawyers, financial planners, finance brokers etc). .. provider from discussing the customer's credit commitments with a third party ..

 

Submission 30 - Legal Services Commission of South Australia

 

Dear Attorney-General, .... to expand, in both “width” and “depth”, such services and to meet increasing needs in areas such as migration and consumer credit.

 

Opening Address Inaugural Family Law System Conference ..

 

Attorney-General's Department. • Distinguished guests .. consumer credit and debt - but also to deal with the inevitable increased stress on ..

 

Submission: Consumer Credit and Corporations Legislation ..

 

Submission to the Inquiry into the Consumer Credit and .. makers, sales people, ministers, lawyers, dentists, tradesmen, labourers and even ..

WHEN A CONTRACT MUST BE IN WRITING

 

credit contracts and consumer leases, for example, contracts supplying credit or .. A lawyer can prepare this for you, and advise you about your ..

AGS - Australian Government Solicitor - Spotlight

 

The Credit and Debt Legal Service is a joint initiative of the Darwin .. AGS provided a range of corporate, employment and property law advice to the CEO ... Customer Framework) are all in advanced stages of development.

 

Consumers and unfair contract terms

 

Your lawyer or local community legal centre may be able to provide you with ... and contents insurance and consumer credit insurance contracts (which may be ..

Report 107 (2006) - Guaranteeing someone else's debts - Law ..

 

10.3 Section 75(1) of the Consumer Credit (New South Wales) .... Submission at 7; Women Lawyers Association of NSW, Submission at 4, 8; ..

 

ASIC Consultation Paper 115

 

There is no question, that the availability of consumer credit (and credit .. consumer credit generates commerce and facilitates more efficient ..

 

CONSUMER POLICY FRAMEWORK

 

For many years, RLC's Credit and Debt Service has been active in a number of local, Statewide and national networks, including the. Consumers Federation of ..

Lawyters Lisbon - Australian Embassy

 

List of Portuguese lawyers conversant in English in the Lisbon area .. Asset Securitisation, Privatisation, Telecommunications, Consumer, Competition, Advertising, .. Real Estate, Labour, Criminal, Litigation, Credit Recovery and Court Work.

TPA Review -Review of the Trade Practices Act - Report

 

Australian Competition and Consumer Commission, 56 .. Clayton Utz Lawyers, 168 .. Consumer Credit Legal Centre (New South Wales) Incorporated, 137 ..

Annotated consumer credit code and regulations / Andrea Beatty ..

 

1997 Annotated consumer credit code and regulations / Andrea Beatty, .. The Consumer credit code for property lawyers / [Andrew Lang, Maria Polczynski] ..

 

Need legalhelp?

 

you've been the victim of a consumer rip-off, been added to a credit. blacklist, harrassed by .. arrange to discuss it with a lawyer at a free legal advice session.

 

General Federal Law Matters - Fact sheet

 

Schedule 2 (Australian Consumer Law). The Court can .. Consumer Credit Protection Act 2009. .. not be represented by a lawyer without the leave of the Court.

find LEGAL answers - Employment - Employment

 

Online; In your public library; Lawyers' Tools ... consumer law, social security, disability law, credit and debt, wills and estates, administrative ..

 

ABA Response to ASIC Consultation Paper 113 Training and ..

 

Acting Senior Lawyer .. The ABA notes that section 37 of the National Consumer Credit Protection Bill .. competence test on a credit licence (ACL) applicant.

 

RBR 14/01 Regulating Pay Day Lending : The Consumer Credit ..

 

Iain Ramsay, Access to Credit in the Alternative Consumer Credit Market, prepared for Office of Consumer Affairs, Industry Canada and Ministry of the Attorney ..

Australian Financial Counselling and Credit Reform Association ..

 

Australian Financial Counselling and Credit Reform Association (AFCCRA) ... to develop a Consumer Credit Caseworker Manual to outline how new credit laws which will affect financial counsellors and community lawyers.

 

COMPARISON RATES: FREQUENTLY ASKED QUESTIONS

 

Why don't comparison rates have to be provided for continuing credit products .. The warning advises consumers that the comparison rate is accurate only for the .. Are fees paid to brokers, lawyers and valuers included in the comparison rate ..

find LEGAL answers - Crime and Offences - Apprehended violence ..

 

Online; In your public library; Lawyers' Tools ... consumer law, social security, disability law, credit and debt, wills and estates, administrative ..

Links - Australian Privacy Commissioner

 

Australian Consumers Association · Australian Lawyers for Human .. Consumer Action Law Centre (Vic) · Consumer Credit Legal Service ..

 

HOW TO MAKE A CONSUMER CREDIT INSURANCE CONTRACT ..

 

Consumer Credit Legal Service wishes to thank the Victorian Legal Aid and the .... lawyer, this may be able to be arranged through community legal centres, ..

[XLS]

Summary 17 Jan - Attorney-General's Department

 

Microsoft Excel - 2, Agency: Attorney General's Department since 1 July 2011 .. 5, Community Legal Services Program, Consumer Credit Legal Centre NSW Inc, $466566 ..

 

OKA5403 ASIC AR 06-07:Layout 1

 

agencies regulate consumer credit under the Uniform. Consumer Credit Code. .. joined Mallesons in 1977 as a commercial lawyer, with principal areas of ..

 

Survival Guide for WA

 

THE CREDIT CONTRACT AND. THE CONSUMER CREDIT CODE 22. 2 BUYING A .... call the Law Society on 9322 7877 for a referral to a lawyer; or. • call the ..

Lodge a complaint about an unsafe product : Department of Justice ..

 

Make a complaint · Consumer rights and responsibilities · Indigenous consumers · Property · Motor .. Credit and finance .. and industrial and construction equipment, see the Department of Justice and Attorney-General; gas, ..

 

General Principles report cover

 

Committee of Attorneys-General in 1993 shortly before the Commonwealth .... dealing with the environment, taxation, fishing and consumer credit, for example.

 

Copyright, Fair Use and the Public Interest Submission to the ..

 

that copies are made or distributed for non-profit purposes and credit is given for the source. .. Removal of lawyers' additional fair dealing exceptions. 10. Fair use rights .. Two aspects of this are bothersome to the ordinary citizen / consumer.

 

Brotherhood of St Laurence

 

Senior Lawyer, Strategic Policy. Australian .. In the area of consumer credit, a financially inclusive approach demands that people are adequately protected from ..

 

Wesley Community Legal Service - Submission on the Green Paper ..

 

Consumers there are reluctant to go to court as they must tackle the credit providers' lawyers and risk a massive bill for legal costs if they lose ..

 

Australian Finance Conference - Submission to Consultation ..

 

personal loans, credit cards, consumer leases, motor vehicle finance, home loans and .. is to be replaced by the National Consumer Credit Laws (NCCL), the Trade Practices Act ... Corporate Lawyer, on (02) 9231 5877.

 

HOW TO GET OUT OF A REPOSSESSION CONSUMER CREDIT ..

 

Consumer Credit Legal Service wishes to thank the Victoria Legal Aid and the .. David Niven is a lawyer with 15 years experience in the area of consumers and ..

South Australian Attorney-General's Department - Resources

 

Including home building, home contents, motor vehicle, travel, sickness and accident, consumer credit, pleasurecraft, valuables and personal property and ..

 

The Credit Ombudsman Service provides a free and independent ..

 

providing the consumer with a credit guide - Div 2; b) .. “In addition, the distribution channels for credit to consumers (such as the use of various ..

 

speeches_sackvillej14.rtf - Federal Court of Australia

 

Rich Text Format - AUSTRALIAN LAWYERS AND SOCIAL CHANGE .... in areas of substantive law such as residential tenancy law, consumer credit, debt collection and consumer ..

 

Consultation Paper 113 Training and competence for credit licensees

 

Acting Senior Lawyer .. suggests or assists consumers to borrow money under a particular credit .. other than the credit licensee for a fee and/or commission'. 7.

Economics Committee:National Consumer Credit Protection Bill ..

 

Interaction with the National Consumer Credit Protection Reform .... and in particular their lawyers, Freehills—they might say 'toing-and-froing'; ..

 

A Strategic Framework for Access to Justice in - Attorney-General's ..

 

person's age was relevant to their likelihood of experiencing consumer and credit/debt issues. For example, 15–24 year olds were 7.1 times more likely than ..

 

Report REP 252 Overview of decisions on relief applications ..

 

out how the Corporations Act 2001, National Consumer Credit .... relief from the obligations in Chs 5C and 7 to lawyers and funders involved ..

 

National Legal Aid - Submission: Consumer Voices - Sustaining ..

 

capacity to contribute in this area is informed by our lawyers who have .. responsibility for consumer credit matters, a combination of the current ..

 

Annual Report

 

Consumer Claims Act 1998. • Consumer Credit Administration Act 1995. • Consumer Credit (New South Wales) Act 1995 .... Trading and the Attorney General's ..

 

INQUIRY INTO UNFAIR TERMS IN CONSUMER CONTRACTS

 

Association or “ACA”, No 21 from the Consumer Credit Legal Centre (NSW) / .. courts (and therefore lawyers) have reverted to interpreting the Act in light of the ..

 

Introduction - National Alternative Dispute Resolution Advisory Council

 

Consumer Law Centre Victoria and the Consumer Credit Legal Service (Vic). ... a discussion paper was launched by the Attorney-General in Perth on 12 June ..

 

1 17 September 2009 Ms. Sophie Waller Senior Lawyer Strategic ..

 

regard to responsible lending for Australian credit licensees in Chapter 3 of the. National Consumer Protection Bill 2009. We draw particular ..

find LEGAL answers - Family Law and Relationships - Family law

 

Online; In your public library; Lawyers' Tools ... consumer law, social security, disability law, credit and debt, wills and estates, administrative ..

 

_— - GPO Box 1755, Brisbane Qld 4001. ox12a Brisbane

 

Uniform Consumer Credit Code Management Committee. Depart of .. ln many instances, should the lawyer's involvement merely be to "arrange credit" for the ..

find LEGAL answers - Accidents and Compensation - Workers ..

 

About: Information about lawyer/client relationship, criminal law, .. consumer law, social security, disability law, credit and debt, wills and ..

 

Financial System Inquiry (Wallis Report) - Submissions, Speeches ..

 

Attorney-General's Department. AusAsean .. Australian Financial Counselling & Credit Reform Association Inc .. Consumer Credit Legal Centre (NSW) Inc ..

 

24 August 2009

 

Acting Senior Lawyer .. collectors have been exempted from the National Consumer Credit .. consumer long after credit is actually extended.

 

The General Manager

 

1 For details see FSU's submission to the Senate Economics Inquiry into the Consumer Credit Bills - http://www.fsunion.org.au/Policies-Submissions/default.

 

NSW Government Justice and Attorney General Annual Report 2010

 

Credit Card Certification. 242. 7. .. Attorney General's Division Financial Year Ended 30 June 2010 .... providing quality customer service and identifying areas ..

NATIONAL CONSUMER CREDIT PROTECTION .. - AustLII

 

(3) For subregulation (2), the credit activity is exempted only if the lawyer providing the credit assistance does not hold out or advertise to consumers that he or ..

Paul O'Shea - TC Beirne School of Law - The University of ..

 

P O'Shea, 'Consumer Credit: Too Much Information? .. P O'Shea, 'Consumer and Credit Law' in (ed), Lawyers Practice Manual update (Law Book Company, ..

Paul O'Shea - TC Beirne School of Law - The University of ..

 

He is the author of the chapter on "Privacy of Debtors" for Butterworths Consumer Credit Law and the chapter on "Consumer Rights" in the Lawyers Practice ..

FEDERAL MAGISTRATES COURT RULES 2001

 

Small claims proceeding -- National Consumer Credit Protection Act 46.3. Starting a small claims proceeding 46.4. Lawyers -- National Consumer Credit ..

NATIONAL CONSUMER CREDIT PROTECTION (TRANSITIONAL ..

 

Regulation 8 – References to the National Consumer Credit .... credit assistance provided by a lawyer in the ordinary course of legal activities; ..

 

coNSUmER cREdIt - LocAL & gLoBAL

 

coNSUmER cREdIt - LocAL. & gLoBAL. ABoUt thE LEctURER: AdJUNct PRoFESSoR RoSAmUNd gRAdY. Ros grady is an international lawyer with over twenty ..

Adjunct Professor Rosamund Grady - Sydney Law School - The ..

 

Ros Grady is an international lawyer with over twenty - nine years private and .. Code of Banking Practice Australian Consumer Credit Law ..

2001 Research Publications Report - Monash University

 

Changing Technology and Consumer Credit Regulation. .. Lawyers Perceptions of Their Values: an Empirical Assessment of Monash ..

Mr Gerry Cleveland

 

He has also worked as a solicitor at both the Consumer Credit Legal Service as .. Gerry provides workshops on social issues for lawyers, article clerks, Court ..

[pic] Federal Magistrates Court Rules 2001 Statutory Rules 2001 No ..

 

.. 52 Part 9 Lawyers 9.01 Change between acting in person and by lawyer 53 ... claims proceeding 215 46.4 Lawyers - National Consumer Credit Protection Act ..

 

Literature Review on Personal Credit and Debt in Australia Families ..

 

by S Singh - 2005 - - Extent of literature on personal debt and credit in Australia .........7. 1.2 .... It is clear from the anecdotal evidence provided by credit lawyers and financial ..

NATIONAL CONSUMER CREDIT PROTECTION ACT 2009 - NOTES

 

NATIONAL CONSUMER CREDIT PROTECTION ACT 2009 - NOTES. Act No. 134 of .. Attorney-General's Department, Canberra. Contents ..

 

COMPETENCY STANDARDS FOR ENTRY LEVEL LAWYERS

 

consumer credit;. • residential tenancies;. A consumer protection dispute includes disputes relating to: • trade practices;. • misleading and deceptive conduct; ..

WorldLII - Categories - Countries - South Africa - Lawyers

 

15+ items – Contributors: [ADB] DIAL. SAFLII. AustLII. [Databases] [Recent ..

Attorneys Fidelity Fund [Search ]

A South ..

Corporate Lawyers Association of South Africa (CLASA) [Search ]

Represents ..

 

CONFERENCE BOOKLET

 

signatory, and concludes by suggesting ways in which lawyers could do more to address these issues. ABSTRACT. Reform in credit and consumer law does not ..

Faculty of Law : 8. Careers for law graduates

 

Many lawyers now look for ways of using their special skills to help less privileged .. consumer credit services and the Australian Council of Social Services.

QUT - Credit, Commercial and Consumer Law

 

The Credit, Commercial and Consumer Law (CCCL) Program is a ... from the Department of Justice and Attorney-General (Qld) by way of a ..

FEDERAL MAGISTRATES COURT RULES 2001 - NOTES

 

46.4 Lawyers -- National Consumer Credit Protection Act small claims proceeding 215. 46.5 Representation for corporations -- National ..

 

CONSUMER LAW REFORM IN AUSTRALIA: CONTEMPORARY ..

 

by L NOTTAGE - - Consumer Credit, Termination Payments and Unfair Contracts (2009) Sparke Helmore Lawyers. <http://www.sparke.com.au/sparke/news/publications/ ..

read on - School of Law

 

by C Cook - 2010 James is the Manager and Principal Lawyer of the PILCH Homeless .. consumer credit/debt issues, fines and other minor criminal matters, ..

Gawith, Daril --- "Non Litigation-Based Redress for International ..

 

II Description and assessment of non litigation-based redress methods. A Credit card terms. B Foreign lawyers. C Foreign public consumer ..

Ms Frances Gibson - Staff profile, La Trobe University

 

She moved to Sydney and spent a year in private practice as a lawyer at a medium sized .. Gibson F, Rochford F,Emerging Consumer Credit Issues for Older ..

 

EXPLANATORY MEMORANDUM

 

Rich Text Format - National Consumer Credit Protection Amendment Regulations 2010 (No. .. tax agents and lawyers, and the exemption in relation to the refinancing of loans for ..

 

imageREAL Capture

 

by JR DunfordAffairs and Co-operative Societies and the Attorney-General for New South Wales. (1976). 2The Law Relating to Consumer Credit and Moneylending Report to ..

UNSW Continuing Legal Education Credit Law

 

Chair: Katherine LANE, Principal Solicitor, Consumer Credit Legal Centre (NSW). 8.55am. Topic 1: .. Speaker: Jon DENOVAN, Partner, Gadens Lawyers ..

 

Does Law Follow Money?

 

by R Edwards - 2009 - the law making aspects of lawyers themselves. It could be broadly ... Bulletin 19, 21; see also Report on Fair Consumer Credit Laws (The Molomby Report) 41. 6 ..

FindLaw LawCrawler - Law, Lawyer, Lawyers. Attorney, Attorneys

 

Results 1 - 25 – Credit Card Delinquencies Cost Consumers; CCCS Offers Tips .. .. Apr. 14 .. FindLaw: Rebuilding Credit FAQ - Attorney, Attorneys, Lawyer, .

 

Another Look at the Giving of Independent Advice to Sureties: Some ..

 

by CYC Chew - 2006 - and Credit Task Force' which consisted of lawyers and community advocates who ... evident in South Australia where s 44 of the Consumer Transactions Act ..

Misrepresentation and Misleading or Deceptive .. - Lecture Notes

 

Note the two headings "Consumer Protection" and "Unfair Practices". .. Lawyers are used to the idea of fault as a pre-requisite to liability. .... The company got into financial difficulties and Pioneer was prepared to extend credit to 60 days.

 

Electricity Issues: Interstate perspectives on full retail competition for ..

 

Simon Cleary - At the time the paper was written, Simon Cleary was a lawyer with .. and on the Board of the Centre for Credit and Consumer Law (CCCL) at ..

NATIONAL CONSUMER CREDIT PROTECTION .. - AustLII

 

Act means the National Consumer Credit Protection Act 2009 . "annual percentage ... lawyer , for the purpose of regulation 24 has the meaning given by the ..

A - Abbreviations of legal publications (Monash University Library)

 

A Bus L, Australian Business Lawyer (Law Council of Australia) ... ACSCC, Australian Consumer Sales and Credit Cases (CCH - located in ..

Clinical legal education, La Trobe University

 

.. learning about the realities of law in practice and gaining academic credit. .. Public Interest Law Clearing House, Consumer Action Legal Centre, Office of the .. Students either interact directly with real clients in a lawyer/client relationship or ..

 

School of Law Clinical Legal Education Programme 2012 ..

 

lawyer/client relationship or work on legal issues of public interest with agency staff. The clinical .. family, administrative, consumer credit and human rights law.

CONSUMER CREDIT AND CORPORATIONS LEGISLATION ..

 

This is Schedule 1 to the National Consumer Credit Protection Act 2009 .... item 6, subsection 204(1)]; · practising lawyer is defined as a person admitted to the ..

NATIONAL CONSUMER CREDIT PROTECTION .. - AustLII

 

The National Consumer Credit Protection Act 2009 (Credit Act) applies to the provision of ... an attorney appointed under an enduring power of attorney; and ..

UNSW Handbook Course - Clinical Legal Experience (Intensive ..

 

.. which they interview people attending for legal advice with volunteer lawyers. .. consumer credit, victims compensation, family law, employment law, wills, ..

NATIONAL CONSUMER CREDIT PROTECTION .. - AustLII

 

It also provides that the person's lawyer may address the inspector or ask the .. under regulati on 39 of the National Consumer Credit Protection Regulations ..

FEDERAL MAGISTRATES COURT RULES 2001 - REG 20.00A ..

 

rule 46.4. To grant leave for a party to a small claims proceeding to be represented by a lawyer. National Consumer Credit Protection Act 2009. 35. section 178 ..

NATIONAL CONSUMER CREDIT PROTECTION ACT 2009 .. - AustLII

 

NATIONAL CONSUMER CREDIT PROTECTION ACT 2009 - SECT 266 .. (c) a representative, banker, lawyer or auditor of a person referred to in paragraph (a) ..

 

In Defence of Consumer Law: The Resolution of Consumer Disputes

 

by P O’SHEA - - 32 Arthur Rogerson, Report of the Standing Committee of Commonwealth and States Attorneys-. General on the Law Relating to Consumer Credit and Money ..

contract lectures

 

There are a number of consumer statutes which have stipulated that relevant .. car sales, lay-by sales, door to door sales, consumer credit contracts and others. .. would only be apparent to the person after they have talked to their lawyer.

 

5568 Law Matters

 

by Victorian Attorney-General Rob Hulls MP. One of the keynote .... a particular action. A National Consumer Credit Protection Reform Package, comprising the ..

September 16th to 30th Seminar Registration Online Payment Form ..

 

The aim of this practical workshop is for lawyers to gain an understanding of the key concepts, .. National Consumer Credit Reforms - Next Steps - Part 2 ..

NATIONAL CONSUMER CREDIT PROTECTION ACT 2009 .. - AustLII

 

the value of the credit contract, mortgage, guarantee or consumer lease to .. may be represented in the proceedings by a lawyer only with the leave of the court.

 

“Lessons from Product Safety Regulation for Reforming Unsecured ..

 

by L Nottage - over other consumer credit (unsecured loans, credit card lending, and the .... 'Lawyers, Foreign Lawyers, and Lawyer Substitutes: The Market ..

Evans, Richard --- "Court upholds "all money" clauses" [1997 ..

 

by R EVANSHowever, Rob Williams, a lawyer with the Consumer Credit Legal Service, said that the significance of Justice Hill's decision should not be overstated. "Legally ..

Justice Statement - Chapter 7

 

The Attorney-General introduced the First Corporate Law Simplification Bill into ... All States and Territories are working to enact uniform consumer credit laws, ..

NATIONAL CONSUMER CREDIT PROTECTION ACT 2009 ..

 

NATIONAL CONSUMER CREDIT PROTECTION ACT 2009 - SCHEDULE 1. National Credit Code .... (b) fees payable to a duly qualified lawyer. 53 Offence for ..

 

LAW AND POVERTY: REPORT OF COMMISSION OF INQUIRY ..

 

by TIEHMRJ MCGARVIE - Appeal Tribunal consisting of a lawyer, a tenant's representative and another. Poverty and the Law of Consumer Credit. The Report recognizes that the use of ..

 

CLOGGING THE EQUITY OF REDEMPTION: AN OUTMODED ..

 

by L WILLMOTT - Associate Professor, Member of Centre for Commercial and Property Law, .. provision of domestic finance, the Consumer Credit Code5 permits the court to ..

NATIONAL CONSUMER CREDIT PROTECTION ACT 2009

 

NATIONAL CONSUMER CREDIT PROTECTION ACT 2009. TABLE OF ... Transfers--entitlement to practise as a lawyer 198. Transfers--limitation on appeals ..

NATIONAL CONSUMER CREDIT PROTECTION ACT 2009 (NO ..

 

NATIONAL CONSUMER CREDIT PROTECTION ACT 2009 (NO. 134, 2009). TABLE ... Transfers--entitlement to practise as a lawyer 198. Transfers--limitation ..

 

CURRICULUM VITAE - University of Sydney

 

Government Lawyers in Japan and Australia” (Luke Nottage and Stephen .. and William Whitford (eds) Consumer Credit, Debt and Bankruptcy: Comparative ..

Deborah Healey | UNSW LAW

 

Member Academic Society of Competition Lawyers (ASCOLA). Member Research Partnership Platform on Competition and Consumer Law, UN Competition ..

UNSW Handbook Course - Clinical Legal Experience - LAWS3304

 

.. which they interview people attending for legal advice with volunteer lawyers. .. consumer credit, victims compensation, family law, employment law, wills, ..

The Law Institute --- "Institute Update" [1997] LawIJV 21; (1997) 71(1 ..

 

by GL SPEAKERS'TROPHYThe function was very successful with 110 corporate lawyers and their guests attending .... The Consumer Credit Code finally commenced on 1 November 1996.

 

Many financial services, including the provision of short-term credit ..

 

ACCESS TO CONSUMER CREDIT: THE PROBLEM OF FINANCIAL .... Geraint G Howells, 'Contract Law: the Challenge for the Critical Consumer Lawyer' in ..

Commercial Law - Sydney Law School - The University of Sydney

 

Candidates must complete 24 credit points of units of study. .. This unit replaced LAWS6227 Consumer Protection Law: Liability of Suppliers to Consumers.

C - Abbreviations of legal publications (Monash University Library)

 

Cardozo Arts & Ent LJ, Cardozo Arts and Entertainment Law Journal. Cardozo J Int'l .. CCLR, Consumer Credit Law Reports 1984-. Canadian ..

Trade Practices - Legal Resources

 

by C Protection Australian Consumer Credit Law Reporter (CCH) .. legal manuals, newsletters, attorney advice, training, press and jobs, energy publications, ..

Business Law - Sydney Law School - The University of Sydney

 

Candidates must complete 48 credit points of units of study from the list .. This unit replaced LAWS6227 Consumer Protection Law: Liability of ..

 

CONSUMER CREDIT LAW REFORM AND UNIFORMITY Rod ..

 

by R Armitage - 1985Attorneys-General resolved late in 1965 that a review of the laws relating to money lending and consumer credit" should be undertaken with a view to producing ..

Publications | UNSW LAW

 

20+ items – Jump to Navigation. UNSW homepage. Home › ..

Gibson F Disability and the Legal Profession in the USA (2011) 19 Journal of ..

Gibson F, Rochford F,Emerging Consumer Credit Issues for Older Australians ..

[pic] National Consumer Credit Protection Act 2009 Act No. 134 of ..

 

[pic] National Consumer Credit Protection Act 2009 Act No. .. Attorney-General's Department, Canberra Contents Chapter 1-Introduction 1 Part 1-1-Introduction ..

 

Personal property securities reform and security interests in ships

 

by J Popple - When a credit provider provides credit to an individual or a business, the debt is ... In September 2006, the Attorney-General established the PPS Review .. Motor Traders' Association of Australia, the Australian Consumers' ..

 

LAW STUDENTS:GETTING INVOLVED IN PRO BONO LEGAL ..

 

Lawyers throughout Australia contribute to unmet legal need by volunteering .. Criminal Law. ➢ Debt, Credit, Consumer .. Westside Community Lawyers Inc ..

 

The enrolment contract

 

EMIL FORD & CO LAWYERS. EMIL FORD ... •A term of a consumer contract is void if: ● the term is unfair; .. •Introduced National Credit Code. •School can't ..

NATIONAL CONSUMER CREDIT PROTECTION ACT 2009 .. - AustLII

 

NATIONAL CONSUMER CREDIT PROTECTION ACT 2009 - SECT 5 ... "lawyer" means a person who is admitted to the legal profession by a federal court or a ..

 

Reading Suitability against Fitness for Purpose — The Evolution of a ..

 

by G Pearson - model in the National Consumer Credit Protection Act 2009 (Cth). ... Mercantile Law, Glasgow, in the 1890s, said that the implied warranty of fitness for the ..

 

General Principles and Issues of Occupational Regulation

 

by AP Moore - 1989 - - 25 See Committee of the Law Council of Australia, Report to the Attorney-General for the State of Victoria on Fair Consumer Credit Laws (1972) para 3.1.1. 132 ..

SRC Legal Service | www.src.usyd.edu.au

 

.. Domestic violence; Employment law; Credit & debt; Consumer complaints .. Note: SRC solicitor cannot advise on immigration law, however, we offer an initial ..

2010 HSC Notes from the Marking Centre — Legal studies - Board ..

 

Question 18 – Optional Focus Study 1 – Consumers .. Competition and Consumer Act 2010 (Cth) and the National Consumer Credit Protection ..

 

Curriculum Vitae - La Trobe University

 

Gibson F, Financial and Consumer Credit Issues for Older Consumers in .. for students in Litigation, Law Lawyers and Society, Clinical Legal Experience, ..

Dr Therese Wilson - Griffith University

 

The Future of Consumer Credit Regulation: Creative Approaches to .. Commission v Oceana Commercial Pty Ltd' (2004) 25 Queensland Lawyer 61-64.

Faculty of Law : 10. Careers for law graduates

 

Many lawyers now look for ways of using their special skills to help less privileged .. consumer credit services and the Australian Council of Social Services.

 

Graduate Diploma in Legal Practice (LP41)

 

Receive credit for workplace learning if you are already working in an approved .. for entry-level lawyers and is approved by the Queensland ..

QLTT Eligibility - College of Law

 

Please note: As of 1st September 2010, the Qualified Lawyers Transfer Test has ... As part of its quality programme and to aid consumer protection, the SRA has .. A partial credit reflecting the difference between the fees paid and the fees due ..

 

imageREAL Capture

 

Estates Lawyer. 1999 seminar papers,. Legal and Accounting Management. Seminars, 1999. (Location F KN 142 P 1). CONSUMER CREDIT LAW. Robertson ..

 

Coming to grips with credit contracts: steps to protect vulnerable ..

 

by G Sheehan - 2008 - - We are grateful to the Consumer Credit Fund for funding for this research. .... In addition, the role of lawyers in financial institutions is to protect the commercial ..

 

Literature Review on Personal Credit and Debt Families at Risk ..

 

by S Singh - 2005 - - consumer protection and consumer education. 2. Introduction. The literature review examines how people decide issues of personal debt and credit. We focus ..

 

Draft IACL paper

 

The Australian consumer credit market will be presented as a case study, where .... G (1993) 'Contract Law: the Challenge for the Critical Consumer Lawyer' in ..

 

So c io -Le g a l R e se a rc h C e n tre

 

Cate Banks (2007) “Being a family lawyer and being child focused – A question .. Nicola Howell (2007) “Preventing Consumer Credit” in Howells, Nordhausen, ..

 

Coming to grips with credit contracts

 

by G Sheehan - 2008 - We are grateful to the Consumer Credit Fund for funding for this research. .... In addition, the role of lawyers in financial institutions is to protect the commercial ..

 

IMPROVING THE PROCESS OF CHANGE IN AUSTRALIAN ..

 

by P Hanrahan - (The main exception is consumer credit, which is regulated at the State .... blame for this disproportionality is often laid squarely with lawyers, who it seems are ..

Professor Luke Nottage - Sydney Law School - The University of ..

 

Other Professional Legal Education: Japanese Law seminars for lawyers and .. risk, arbitration, product safety, consumer credit and corporate governance; Law ..

Consumer law and policy - Blogs - University of Sydney

 

.. sets these enactments in broader context by focusing on legal professionals – lawyers, .. Product Safety is one major theme for the 4th Consumer Law Roundtable, hosted .. Others include unfair contract terms and consumer credit, and this ..

 

Vol. 4/251 09.02.2011 Dear Parents, Last week you received ..

 

seek free legal advice from consumer lawyers, representatives of the .. including Consumer Credit, mortgage repayments and Family Law.

QUT | Staff Profiles | Lindy Willmott

 

 

Professor - Faculty of Law, Law SchoolContract Law; Mortgages Law in Australia; The Annotated Consumer Credit Code .. of Attorney and Advance Health Directive', Legal Practitioners Interest Trust ..

 

MinterEllison

 

Consumer Credit Code: Application to School Fee Payment Structures and. Associations Incorporation Act 1985 (SA) Reporting Exemption. We refer to recent ..

Admission and Unit Information - Graduate Diploma in Legal ..

 

These areas are Consumer Law Practice; Employment and .. prescribed in the Competency Standards for Entry Level Lawyers for practical legal training. .. Advance Standing (Academic Credit) can be applied for in this unit.

Justice Statement - Full Contents

 

Customer Dispute Schemes · Standards for Consumer Complaints Schemes · Protection for Consumers in Dealing with Lawyers · Corporate Law Remedies ..

 

DOCUMENTATION IN CONSUMER CREDIT - Digital Library - The ..

 

by A Rogerson - 1983 - - Credit providers and consumers alike have suffered from such practices. ... precisely stated, but only lawyers are likely to be able to understand it. Parliament ..

 

In the Red

 

Consumer Credit Law. Shannon Chapman and David Smith from Blake Dawson. Lawyers were the guest speakers at our April meeting.

Master of International Law (MIL) & Graduate Diploma in ..

 

Non-lawyers are eligible to apply for admission if they have an undergraduate degree relevant to international, .. The Graduate Diploma requires the completion of 24 credit points. .. Consumer Contracts and Product Defects ..

 

imageREAL Capture

 

by J Goldring - - Attorneys-General from which nothing has emerged. At the same time .. has also been enacted as Article 5.108 of the Uniform Consumer Credit Code. Despite ..

 

Developments in Commercial ADR: Attorney-General's Departmentâ ..

 

by I Govey - 2001alternative dispute resolution, role of the Commonwealth, Attorney-General's ... on ADR enables consumers to make informed choices about the nature of their ... Insurance Brokers Dispute Facility and the Credit Union Dispute Reference ..

 

Consumer Bankruptcy

 

by D Ralston - - .. reduced availability of consumer credit[4]. In addition, costs may be passed on in the form of bankruptcy infrastructure costs (administration, trustees, lawyers, ..

 

The main contribution of this article is the definition of a reasonable ..

 

by D GAWITHIn the pre-Internet era consumers were able to engage in ICTs with foreign vendors through the .. From a lawyer's perspective, what lies at the very heart of this trust problem, in terms of ... under credit card terms or an escrow service, is not.

Clare Cappa - TC Beirne School of Law - The University of ..

 

N James, C Cappa, 'Creating Critical Lawyers: Developing and Assessing Critical Thinking .. Stakeholder Training: Elder Law and Consumer Credit Law, Legal ..

 

THE NEW AUSTRALIAN CONSUMER LAW: WHAT ABOUT ..

 

by L NOTTAGEthe National Consumer Credit Reform Package (The National Consumer Credit .. See generally, for example, M Murayama, 'Expanding Access to Lawyers: The ..

Graduate - Law (Melbourne Law Masters) : Competition Law ..

 

Enrolment is open to lawyers and non-lawyers (with suitable work experience). .. Law Masters program credit towards the following degrees or diplomas: .. Enforcing Competition and Consumer Law (formerly Enforcing ..

Professor John Carter - Sydney Law School - The University of Sydney

 

Carter, J & Peden, E, 'Consumers beware: the loss of contractual protection for ... Further Developments' (1986) The Conveyancer and Property Lawyer 262-271. ... Carter, J, Representations as to Credit, LRC 57, Law Reform Commission ..

 

The Lawyer as Gatekeeper: Is There a Need for a Whistleblowing ..

 

by C Pippel - 2004 - - Subcommittee on Consumer Affairs, Foreign Commerce and Tourism of the ... Re Enron complaint naming J. P. Morgan Chase, Citigroup, Merrill Lynch, Credit ..

UTS: Adjunct professors - law at UTS

 

Lee Aitken has practised extensively as a lawyer in both Australia and ... a 'guru' of the Consumer Credit Code and had a leading role in some ..

 

Module 12—Enduring powers of attorney/ethics

 

discuss the various types of appointment of attorney, and explain the importance that .... administration of the licensing of providers or consumer credit, credit ..

 

Title of Report

 

by S Singh - 2005 - Education relating to consumer credit and financial literacy should include training .. on Personal Credit and Debt: Families at Risk Deciding on Personal Debt.

Commercial law - Law - Library resources at Griffith University

 

6 days ago – Australian Consumer Credit Law Reporter (via IntelliConnect). Icon .. new suites of papers on Due Diligence and eCommerce for Lawyers.

1997 Prize Winners - Monash University

 

30+ items – 1997 Prize Winners. Unit, Prize, Criteria, Winner.

Unit

Prize

Criteria

Administrative Law

Butterworths Prize

For excellence in ..

Consumer Credit

Australian Finance Conference

Awarded to the student ..

 

Consumer Law Reform in Australia: Contemporary and Comparative ..

 

enforcement powers, and a new nation-wide specifically for consumer credit – a .... of cases where class actions now may be viable for plaintiffs' lawyers and ..

 

Title of Report

 

by S Singh - 2005 - - recommendations relating to education, the provision of credit and the possibility of increasing income: • Education relating to consumer credit and financial ..

Agreements Required to be Evidenced in Writing - Lecture Notes

 

There are a number of consumer statutes which have stipulated that relevant .. car sales, lay-by sales, door to door sales, consumer credit contracts and others. .. would only be apparent to the person after they have talked to their lawyer.

2000 Prize Winners - Monash University

 

Awarded to the student with the best result in Consumer Credit.. result in Lawyers, Ethics and Society (replacing The Lawyer - change in title) ..

 

Legislation Compliance

 

Responsible Officers: Vice-Chancellor and University Lawyer. 12. Children's .. Credit Act (1984). Responsible Officer: ... Competition and Consumer Act (2010) ..

 

List of Government Bodies/Agencies that Hire Law Graduates

 

Attorney-General's Department: www.ag.gov.au. Has both a .. ACCC aims to promote competition, consumer protection and fair-trading in the market. .. APRA overseas Australia's banks, credit unions, building societies, insurance companies ..

Consumer Protection - Legal Resources

 

.. students, these databases include Australian Consumer Credit Law Reporter (CCH) .. US-based site - published by the Alexander Law Firm.

Pascoe, Janine --- "Women's Guarantees and 'All Moneys' Clauses ..

 

by J PASCOEWhile recent reforms in the Banking Code and under consumer credit legislation have ... Where lawyers act for guarantors, they should be aware of effect of this ..

AUSTRALIAN SECURITIES AND INVESTMENTS COMMISSION ..

 

Attorney-General's Department, Canberra ... Division 2--Unconscionable conduct and consumer protection in .... Credits to the Account .

 

MOVING QUEENSLAND PROPERTY TRANSACTIONS TO THE ..

 

by SA Christensen - 2002 - - consumer credit transactions, guarantees, powers of attorney, negotiable instruments, and affidavits or declarations. Whether the applicable statute in each case ..

 

Finance – Information - Australian Domestic and Family Violence ..

 

a lawyer. You can find a financial counsellor in your local area by calling the Financial .. or www.consumeraction.org.au/) and Consumer Credit Legal ..

Areas of Practice Covered in the Practical Training Course (PTC)

 

While the National Competency Standards for Entry-Level Lawyers propose .. and Environment, Employment and Industrial Relations, and Consumer Law.

Purchase Homes By Paying Back Taxes - Forum Financial ..

 

Consumer credit bureaus learn more about your credit history and how it may ... of the consent judgment credit card debt consent judgement until the lawyer we ..

 

Protection of Consumers' Economic Interests by EC Contract Law ..

 

by N REICH - - consumer law than many EU lawyers for whom this subject was to some extent .. and the proposal on unfair contract terms.5 The Consumer Credit Directive ..

 

Personal Property Securities Reform

 

by J Popple - LexisNexis Professional Development James Popple — Credit Law Conference 1 .. Australian Attorney-General's Department* ... Ministerial Council on Consumer Affairs, the Motor Traders' Association of Australia, the ..

 

Risk and the Consumer in Australian Financial Services Reform

 

by G PEARSON - - This paper argues that risks to the consumer have not been sufficiently articulated .... 27 See Consumer Credit Legal Centre (NSW) Inc, A Report to ASIC on the .... address given at Superannuation 2002: A National Conference for Lawyers, ..

Subjects 2011

 

Accounting for Commercial Lawyers LAWS70140 · Advanced Civil .. into Practice LAWS70040 · Consumer Credit: Recent Developments and ..

 

From Private Law to Public Regulation: A New Role for Courts?

 

by T Ciro - 2003 - - similar to the role consumer credit legislation has played in promoting public regulatory .... lawyers, from all strands of the community, have grown used to the ..

 

SYMPOSIUM ON CONSUMER PROTECTION

 

by A RogersonCommittee of Attorneys-General of the States and Commonwealth of. Australia to report on the law relating to consumer credit and money- lending. In the course ..

 

The Evolving Field of Mediation in the United States

 

by FS Mosten - 2001legislatures, the courts, the legal profession, consumer groups and the media. .. and entry of lawyers into the profession, many wonder if mediation might become a subspecialty of law, rather than ... credit and attribution of others. •. Volunteer ..

Business Law: Future Students 2012

 

.. banking, finance, intellectual property, competition, consumer protection and .. state's leading academic lawyers they will also have the opportunity to make use ... years, you may be eligible for advanced standing (credit and/or exemption).

Keith Bennetts Home Page

 

.. wide range of banking and finance law topics, including Consumer Credit Code, .. holds the position of Practice Development Consultant with Pace Lawyers.

 

09 The New Australian Consumer Law:CLE

 

or Payment by credit card. Mastercard. Visa .. Commercial Lawyers and accredited specialists .. essential practice update on the new Australian Consumer ..

Anna Copeland Homepage

 

.. Women's Legal Service and has acted as a locum at Consumer Credit Legal .. “International Human Rights Remedies” in The Lawyer's Practice Manual WA, ..

 

 

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