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Workers should get assistance from workmen compensation lawyers when they need to claim compensation for work related injuries. In terms of Section 48 of the Workers compensation and Rehabilitation Act, it is mandatory for the employers in Queensland to insure the workers against accidents that may occur in the work place. However, this will not be applicable to licensed self insurers, who are very small in number. Self insurance is a station where the employers who have a special license provide their own accident insurance rather than doing it through WorkCover. Employers are also required to meet their other obligations related to insurance, such as paying premium by due date and accurately declaring wages to avoid under-insurance. Uninsured and under insured employers as well as the employers who have failed to pay the premiums as required will be liable to various penalties in terms of Section 51 of the Act. In addition, Section 57 provides that WorkCover can even recover the unpaid premium along with a further penalty depending on the value of the unpaid premium. WorkCover may have to pay compensation to the injured workers who are eligible to receive compensation, even if their employer is uninsured or underinsured. In such a situation WorkCover may recover from the employer the amount they pay to the injured worker as compensation as well as a penalty. If the worker had more than one employers when the worker sustained the injury, the one under whom the worker was working will be the employer who is responsible for compensation. Under Section 52 of the Act, the employer cannot pass the cost of the compensation or damages to the workers directly or indirectly which will be an offence. It is highly encouraged that the workers who sustain work related injuries seek assistance from workmen compensation lawyers to see whether their employers have met their obligations under workers compensation laws.
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